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Evidence-based policymaking

We need to build a 21st-century infrastructure for better, evidence-based policymaking and data-driven supervision, says Supervisory Board Chair Claudia Buch. This infrastructure can build on existing elements and harness the benefits of technological innovation.

Read Claudia Buch’s speech
THE SUPERVISION BLOG 15 September 2025

Cleaning up smaller banks’ balance sheets

Some smaller banks are still burdened by significant amounts of non-performing loans, says Supervisory Board member Sharon Donnery. To tackle this, we’ve worked with national supervisors to develop a common approach through a draft Guideline for public consultation.

Read Sharon Donnery’s blog post
SPEECH 9 September 2025

The quest for simplification

European banking supervision is working to identify and reduce undue complexities, says Supervisory Board member Patrick Montagner. Nevertheless, we do this with vigilance, as strong regulation and supervision are essential for a resilient financial system.

Read Patrick Montagner’s speech
SUPERVISION NEWSLETTER 13 August 2025

Strengthening the crisis management framework

Supervisory Board member Pedro Machado outlines the importance of robust and credible resolution mechanisms for effective supervision. Our latest newsletter also covers the evolving supervision of internal models and the importance of sector-specific risk management.

Read the latest Supervision Newsletter
15 September 2025
PRESS RELEASE
12 September 2025
PRESS RELEASE
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6 August 2025
PRESS RELEASE
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1 August 2025
PRESS RELEASE
28 July 2025
PRESS RELEASE
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Related
28 July 2025
SUPERVISORY GUIDES
10 September 2025
SPEECH
Keynote speech by Claudia Buch, Chair of the Supervisory Board of the ECB, BIS Innovation Summit
9 September 2025
SPEECH
Keynote speech by Patrick Montagner, Member of the Supervisory Board of the ECB, at the Cercle d’échanges de l’AEFR
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15 July 2025
HEARINGS AT THE EUROPEAN PARLIAMENT
Introductory statement by Claudia Buch, Chair of the Supervisory Board of the ECB, at the Hearing of the Committee on Economic and Monetary Affairs of the European Parliament
4 July 2025
SPEECH
Welcome address by Frank Elderson, Member of the Executive Board of the ECB and Vice-Chair of the Supervisory Board of the ECB, at the International Monetary Fund OEDNE/World Bank Group EDS19 Constituency Meeting
2 July 2025
SPEECH
Speech by Patrick Montagner, Member of the Supervisory Board of the ECB, at the Frankfurt Banking Summit organised by Fitch Ratings and PwC Strategy&
13 August 2025
Interview with Pedro Machado, Member of the Supervisory Board of the ECB, Supervision Newsletter
16 July 2025
Interview with Anneli Tuominen, Member of the Supervisory Board of the ECB, conducted by Diogo Cavaleiro on 10 July 2025
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3 July 2025
Contribution by Patrick Montagner, Member of the Supervisory Board of the ECB, for Revue Banque
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4 June 2025
Interview with Claudia Buch, Chair of the Supervisory Board of the ECB, conducted by Eric Albert, Marc Angrand, Marie Charrel and Béatrice Madeline on 4 June 2025
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28 May 2025
Interview with Patrick Montagner, Member of the Supervisory Board of the ECB, conducted by Revue Banque on 7 May 2025
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15 September 2025
Most banks have made good progress in reducing their non-performing loans. However, some smaller banks are still burdened by significant amounts of these loans. To tackle this issue, the ECB and the national supervisors have developed a draft Guideline for public consultation.
8 September 2025
We are taking concrete steps to streamline and simplify European banking supervision, while safeguarding the resilience we have worked so hard to build.
5 September 2025
The results of this year’s stress test of euro area banks, published in August, offer insights into how banks would fare under difficult economic conditions. They show that the European banking sector would remain resilient when faced with a hypothetical adverse macroeconomic scenario. Stress tests are a key tool for assessing banks’ ability to withstand economic shocks. In today’s environment of high uncertainty, banks and supervisors must also use additional tools to scan the horizon and respond to emerging risks.
11 July 2025
European banks have made forward strides in managing climate and nature-related risks. But more still needs to be done as we often see that practices are only applied to a subset of relevant exposures, geographic areas and risk categories. To help banks improve further, later this year the ECB will publish an updated set of good practices observed in banks across Europe. European banks are well positioned to meet the prudential transition plan requirements, which the ECB will approach in a gradual and tailored manner.
3 July 2025
European and national authorities have joined forces with banks to integrate reporting requirements across Europe. This will reduce costs for banks and improve data quality. In this blog post we describe the European integrated reporting initiative and present some initial results.

Statistics on supervised banks

Significant institutions (01/07/2025) 114
Total assets (€ bn) 27,585.09
Total equity (€ bn) 1,928.16
Return on equity
(%, annualised)
9.85
Reference date: 2025-Q1 Supervisory data

Liquidity coverage ratio

Non-performing loans ratio

Excluding cash balances at central banks and other demand deposits
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