Meklēšanas opcijas
Sākums Medijiem Noderīga informācija Pētījumi un publikācijas Statistika Monetārā politika Euro Maksājumi un tirgi Karjera
Ierosinājumi
Šķirošanas kritērijs

SPEECH

Simplification without deregulation

Simplification without deregulation requires strong guardrails, says Supervisory Board Chair Claudia Buch. To tackle undue complexity, European banking supervision is pursuing a reform programme to make supervision more effective and efficient, while remaining clearly focused on risks.

Read Claudia Buch’s speech
INTERVIEW 11 June 2025

We should not take stability for granted

Geopolitical risk is one of the main drivers of the uncertainty for which banks must prepare, Supervisory Board Chair Claudia Buch tells Le Monde. In an unpredictable economic environment, rolling back regulation or weakening supervision would be a mistake.

Read Claudia Buch’s interview
SPEECH 9 June 2025

The EU: a beacon of legal certainty

The rule of law encourages investment, fosters economic growth and enhances the international role of the euro, says Supervisory Board Vice-Chair Frank Elderson. Central banks not only rely on the rule of law to fulfil their mandates; they must also uphold and protect it.

Read Frank Elderson's speech
SUPERVISION NEWSLETTER 14 May 2025

Maximum harmonisation with minimal rules

Kilvar Kessler, ECB Supervisory Board member and Chair of Finantsinspektsioon, cautions that too many rules can stifle success. Our latest newsletter also covers the benefits of technology and how we are streamlining banks’ regular health checks with new reforms.

Read our Supervision Newsletter
18 April 2025
PRESS RELEASE
Deutsch
OTHER LANGUAGES (1) +
Select your language
20 March 2025
PRESS RELEASE
20 January 2025
PRESS RELEASE
20 December 2024
PRESS RELEASE
Deutsch
OTHER LANGUAGES (1) +
Select your language
20 December 2024
PRESS RELEASE
Deutsch
OTHER LANGUAGES (1) +
Select your language
11 June 2025
SPEECH
Speech by Claudia Buch, Chair of the Supervisory Board of the ECB, Goldman Sachs European Financials Conference 2025
9 June 2025
SPEECH
Keynote speech by Frank Elderson, Member of the Executive Board of the ECB and Vice-Chair of the Supervisory Board of the ECB, at the Italian constitutional court
4 June 2025
SPEECH
Keynote speech by Pedro Machado, Member of the Supervisory Board of the ECB, at the 2025 Harvard Law School/PIFS Europe – US Symposium
22 May 2025
SPEECH
Keynote speech by Frank Elderson, Member of the Executive Board of the ECB and Vice-Chair of the Supervisory Board of the ECB, at the Naturalis Biodiversity Center
29 April 2025
SPEECH
Keynote speech by Sharon Donnery, Member of the Supervisory Board of the ECB, at the Handelsblatt Jahrestagung Bankenaufsicht
4 June 2025
Interview with Claudia Buch, Chair of the Supervisory Board of the ECB, conducted by Eric Albert, Marc Angrand, Marie Charrel and Béatrice Madeline on 4 June 2025
English
OTHER LANGUAGES (1) +
Select your language
28 May 2025
Interview with Patrick Montagner, conducted by Revue Banque on 7 May 2025
English
OTHER LANGUAGES (1) +
Select your language
14 May 2025
Interview with Kilvar Kessler, Chair of Finantsinspektsioon and Member of the Supervisory Board of the ECB, Supervision Newsletter
11 April 2025
Interview with Claudia Buch, Chair of the Supervisory Board of the ECB, conducted by Nicholas Comfort and Laura Noonan on 9 April 2025
8 April 2025
Interview with Anneli Tuominen, Member of the Supervisory Board of the ECB, for the Eurofi Magazine
3 June 2025
Private capital markets are growing fast – and so are their links to banks. As complexity and leverage build up outside the regulatory perimeter, risk management of banks, transparency, and regulatory frameworks need to keep pace.
18 March 2025
As the normalisation of the Eurosystem balance sheet progresses, the aggregate amount of central bank liquidity available to banks in the euro area will fall over the coming years. This blog explains the role played by the Eurosystem’s refinancing operations within the operational framework for monetary policy implementation. The ECB, both as a monetary policy authority and as a supervisor, expects that banks should consider these operations as an integral part of their day-to-day liquidity management.
11 March 2025
Maintaining adequate levels of capital allows banks to provide stable financial services to the real economy and absorb losses in difficult times. This is why European law sets minimum capital requirements that all banks must meet. But banks also face risks that are not covered by these Pillar 1 requirements. This blog post explains how the ECB addresses these risks through its Pillar 2 requirements, and how we are changing our approach to ensure that banks remain safe and sound in an evolving risk landscape.
20 January 2025
Stress tests are of crucial importance to assess banks’ resilience under adverse economic conditions. In previous stress tests, however, some banks submitted overly optimistic projections. Despite thorough quality assurance by supervisors, this behaviour makes it more likely that the risks some banks face are underestimated. To address this, we are now taking a closer look at insufficiently prudent projection submissions. In line with our supervisory focus on banks’ risk data aggregation and reporting capabilities, we are also looking more closely at poor data quality issues in stress tests.
17 January 2025
Digitalisation is leading to efficiency gains for banks and improved services for their customers, but it is also bringing threats to operational resilience in the financial sector into sharper focus. The EU has developed a new regulation to keep these digital threats in check, that applies as of today. This blog post discusses how the new regulation makes the financial sector more resilient and outlines the implications for banks and their supervisors.

Statistics on supervised banks

Significant institutions (01/03/2025) 114
Total assets (€ bn) 26,836.78
Total equity (€ bn) 1,884.27
Return on equity
(%, annualised)
9.54
Reference date: 2024-Q4 Supervisory data

Liquidity coverage ratio

Non-performing loans ratio

Excluding cash balances at central banks and other demand deposits
PĀRĀK SAREŽĢĪTI? MĒS IZSKAIDROSIM!
UZZINIET VAIRĀK
Banku uzraudzība – dziļāks ieskats
Trauksmes celšana