Banking supervision explained
ON THIS PAGE
Our explainers translate complex topics into plain language
Find out more about ECB Banking Supervision. Our simple texts, videos and infographics make it easy. Follow our learning paths to better understand who we are, what we do and why it matters to you.
Want to start with the fundamentals? Then Learning about key concepts is for you.
Interested in uncovering more about what we do and how we do it? Skip ahead to Understanding our vocabulary or Exploring what we do.
Otherwise, why not take a look at Getting into the details.
Looking for something specific? Check out our list of explainers!
What is a qualifying holding?
One of our tasks is to assess proposed acquisitions of “qualifying holdings” in a bank. The ECB takes such decisions as part of the common procedures that apply to all banks under European banking supervision.
What is a qualifying holding?What are periodic penalty payments?
Periodic penalty payments are an enforcement measure the ECB can use to get banks to meet requirements in supervisory decisions or regulations. If imposed, the bank must pay a penalty for every day that it fails to fulfil a requirement, for a period of up to six months.
How do we impose periodic penalty payments?Choose your path to learn more about Banking Supervision at the ECB
Learning about key concepts
Understanding our vocabulary
Exploring what we do
Getting into the details
WANT TO KNOW MORE?
Find out more about ECB Banking Supervision
Check out our About page
We work to keep the banking system safe and sound, so that you can rest assured that your bank will always be in good shape and be able to grant loans to people and businesses.
AboutWorking at the ECB
We are looking for curious minds. We value diversity and seek people from different backgrounds who want to grow as professionals in a dynamic, data-driven and multicultural environment. Here at the ECB, you can make a difference to the lives of fellow Europeans.
Working at the ECB