Speech by Pedro Machado, Member of the Supervisory Board of the ECB, at the SIU seminar

Keynote speech by Pedro Machado, Member of the Supervisory Board of the ECB, at the LBBW Fixed Income Forum

Introductory statement by Claudia Buch, Chair of the Supervisory Board of the ECB, at the Hearing of the Committee on Economic and Monetary Affairs of the European Parliament

Opening remarks by Frank Elderson, Member of the Executive Board of the ECB and Vice-Chair of the Supervisory Board of the ECB, at the NGFS Annual Plenary Event panel discussion on “Incorporating nature into supervisory practices”

Speech by Patrick Montagner, Member of the Supervisory Board of the ECB, at an Institute of International Finance roundtable on “Growth and Competitiveness: Enhancing the EU Banking Regulatory Framework”

Interview with Frank Elderson, Member of the Executive Board of the ECB and Vice-Chair of the Supervisory Board of the ECB, conducted by Eva Smal on 15 April 2026

Interview with Anneli Tuominen, Member of the Supervisory Board of the ECB, conducted by Madlen Stottmeyer on 17 March 2026

Contribution by Patrick Montagner, Member of the Supervisory Board of the ECB, for Eurofi Magazine

Contribution by Patrick Montagner, Member of the Supervisory Board of the ECB, for Eurofi Magazine

Contribution by Patrick Montagner, Member of the Supervisory Board of the ECB, for Eurofi magazine

ECB Banking Supervision has a second line of defence to carry out evaluations and reviews and help us learn from experience. A recent round table with international peers gave us the opportunity to reflect on what we have achieved so far and the challenges ahead.

The European Commission’s consultation on bank competitiveness is an opportunity to ensure the banking sector is fit for the future. We need to promote integration and competition while safeguarding resilience.

The digital euro is a strategic investment in European autonomy, monetary sovereignty and financial resilience. It also serves as a springboard for innovative digitalisation strategies in retail payments and strengthens bank business models in the face of growing competition.

Banks are essential enablers of market integration and a key transmission channel between savings and investment. The SIU also represents a strategic opportunity for them to innovate their business, broaden their capital markets activities and benefit from a more dynamic economy.

Sustainable lending that supports economic growth benefits everyone: consumers, firms and banks. But bad loans are often made in good times, so banks must apply sound underwriting standards to prevent future NPLs. This is why we will conduct a thematic review in 2026.