Supervisory Banking Statistics

The ECB publishes Supervisory Banking Statistics on the following aspects of banks designated as significant institutions:

  • general statistics
  • balance sheet composition and profitability
  • capital adequacy and asset quality
  • funding
  • data quality

Download the report containing a comprehensive set of statistics, with a reference period of (or up to) December 2016:

Supervisory Banking Statistics, fourth quarter 2016, xls

Download the solvency and leverage ratios as published by significant institutions pursuant to Part Eight of the Capital Requirements Regulation:

2015 solvency and leverage ratios, xls

Overview

 
Q4 2015
Q1 2016
Q2 2016
Q3 2016
Q4 2016
Balance sheet composition (EUR billions; percentages)
Total assets 21,689.69 22,415.88 22,759.31 22,355.83 21,737.67
Total liabilities 20,312.20 21,023.96 21,361.54 20,943.30 20,337.98
Equity 1,377.49 1,391.92 1,397.77 1,412.53 1,399.69
Non-performing loans ratio 7.03% 6.85% 6.61% 6.49% 6.17%
Key performance indicators
Return on equity 4.41% 5.13% 5.36% 5.40% 3.23%
Return on assets 0.28% 0.32% 0.33% 0.34% 0.21%
Solvency ratios
CET 1 ratio 13.52% 13.31% 13.52% 13.70% 13.72%
Tier 1 ratio 14.34% 14.19% 14.40% 14.58% 14.65%
Total capital ratio 16.85% 16.65% 16.95% 17.19% 17.24%
Loan-to-deposit ratio
Loan-to-deposit ratio 123.21% 124.20% 123.25% 122.24% 120.01%

Source: ECB
Cut-off date: 31 March 2017

More detailed information regarding Supervisory Banking Statistics

Data

The dataset includes information on banks directly supervised by ECB Banking Supervision that are designated as significant institutions (SIs).

All SIs are required to submit COREP (capital adequacy information), and SIs that prepare their accounts under international financial reporting standards (IFRS) or international accounting standards (IAS) are required to submit FINREP (financial information) at the consolidated level.

At the end of 2015, FINREP reporting obligations were extended to SIs that prepare their consolidated accounts under national accounting standards (nGAAP), as well as to SIs that report only at the individual level.

The group of SIs in the sample for each reference period only includes banks reporting FINREP together with COREP at that point in time. Accordingly, the list of banks used for each reference period may differ as the list of significant institutions changes and as banks start to report under FINREP obligations.

The number of entities per reference period is expected to stabilise over time, with any changes resulting from amendments to the list of SIs following assessments by the ECB.

The tables present different aggregates that offer insights into developments over time (noting the limitations mentioned above), country breakdowns and different classifications.

The solvency and leverage ratios are presented as published by the SIs (for some financial holding companies they are published at the subsidiary bank level). The ratios are neither endorsed nor approved by the ECB and are subject to review when they differ from the ratios submitted by the SIs as part of their COREP submissions.

All data are as at the cut-off date specified in the table above. As banks may resubmit data for previous quarters, figures shown may differ from previous publications. Moreover, for end-of-financial-year figures, banks may submit unaudited figures (i.e. figures that have not received an external auditor's opinion). However, as per Article 3, paragraph 4 of European Commission Implementing Regulation (EU) No 680/2014, banks are required to resubmit audited figures wherever these deviate from the submitted unaudited figures.

Methodology and classifications

In addition to presenting the statistics by reference period and by country, the significant institutions have been classified according to the following:

  • activities (income sources and geographical diversification)
  • scale of operations (size)
  • risk (overall risk and vulnerabilities based on the Supervisory Review and Evaluation Process (SREP) scores and sovereign exposures)

More information

Legal background and confidentiality

The statistics are based on information collected pursuant to the Implementing Technical Standards (ITS) on Supervisory Reporting laid down by European Commission Implementing Regulation (EU) No 680/2014 and the ECB Regulation on reporting of supervisory financial information (ECB/2015/13).

Confidentiality is ensured in accordance with professional secrecy obligations established under Article 27(1) of Regulation (EU) No 1024/2013, Article 37 of the Statute of the ESCB and of the ECB, and Article 53(1) of Directive 2013/36/EU.

Previous releases

Reports and documentations referring to the previous releases of Supervisory Banking Statistics can be accessed from the table below. No changes in the methodology and definitions of the ITS data points occurred since Q2 2016. The Methodological note includes fine-tuning modifications to provide greater clarity for the reader.

Reports pdf xls
Q3 2016 (cut-off date: 31/12/2016)    
Q2 2016 (cut-off date: 15/10/2016)    
Methodological note pdf  
Q3 2016    
Q2 2016    
Definitions ITS data points pdf  
Q3 2016    
Q2 2016