Supervisory Banking Statistics

The ECB publishes Supervisory Banking Statistics on the following aspects of banks designated as significant institutions:

  • general statistics
  • balance sheet composition and profitability
  • capital adequacy, leverage and asset quality
  • funding
  • liquidity
  • data quality

Download the report containing a comprehensive set of statistics, with a reference period of (or up to) March 2017:

Supervisory Banking Statistics, first quarter 2017, xlsx

Download the solvency and leverage ratios as published by significant institutions pursuant to Part Eight of the Capital Requirements Regulation:

2015 solvency and leverage ratios, xlsx

Overview

 
Q1 2016
Q2 2016
Q3 2016
Q4 2016
Q1 2017
Balance sheet composition (EUR billions; percentages)
Total assets 22,415.88 22,759.31 22,355.83 21,737.49 21,928.68
Total liabilities 21,023.96 21,361.54 20,943.30 20,336.99 20,498.67
Equity 1,391.92 1,397.77 1,412.53 1,400.50 1,430.01
Non-performing loans ratio 6.85% 6.61% 6.49% 6.17% 5.92%
Key performance indicators
Return on equity 5.13% 5.36% 5.39% 3.21% 7.09%
Return on assets 0.32% 0.33% 0.34% 0.21% 0.46%
Capital and leverage ratios
CET 1 ratio 13.31% 13.51% 13.70% 13.71% 13.74%
Tier 1 ratio 14.19% 14.40% 14.58% 14.65% 14.75%
Total capital ratio 16.65% 16.95% 17.18% 17.23% 17.45%
Leverage ratio (transitional definition) n.a. n.a. 5.30% 5.36% 5.29%
Leverage ratio (fully phased-in definition) n.a. n.a. 4.99% 5.03% 5.04%
Funding
Loan-to-deposit ratio 124.20% 123.25% 122.24% 120.01% 119.39%
Liquidity
Liquidity coverage ratio n.a. n.a. 137.64% 135.83% 141.74%
According to Commission Implementing Regulation (EU) No 2016/428 and Commission Implementing Regulation (EU) No 2016/322 banks are required to report the leverage ratio and the liquidity coverage ratio components starting from the third quarter of 2016. Only banks that are required to report liquidity information at the highest level of consolidation in the SSM are aggregated in the liquidity coverage ratio shown above.

Source: ECB
Cut-off date: 30 June 2017

More detailed information regarding Supervisory Banking Statistics

Data

The dataset includes information on banks directly supervised by ECB Banking Supervision that are designated as significant institutions (SIs).

The sample of SIs considered for each reporting period includes the banks reporting COREP (capital adequacy information) and FINREP (financial information) at that point in time. For each bank in the sample, reporting is always considered at the highest level of consolidation within the Single Supervisory Mechanism (SSM).

As of the end of 2015, COREP and FINREP data are available for all SIs at the highest level of consolidation within the SSM, including those that prepare their consolidated accounts under national accounting standards (nGAAP) as well as SIs that report only at the individual level. As a result, the sample of banks used for each reference period currently covers all the significant institutions within the SSM and is relatively stable. Nevertheless, changes in the sample can occur over time, as a result of amendments to the list of SIs following assessments by the ECB and mergers and acquisitions.

Information on the leverage ratio and the liquidity coverage ratio has been part of the COREP framework since September 2016.

In accordance with Article 11(3) of Regulation (EU) No 575/2013 (CRR), liquidity requirements apply only at the highest level of consolidation in the European Union (EU). Accordingly, the tables showing the liquidity coverage ratio information are derived by aggregating data from standalone entities and for the banking groups where the ultimate EU parent is within the SSM.

The tables present different aggregates that offer insights into developments over time, country breakdowns and different classifications.

All data are presented as at the cut-off date specified in the table above. As banks may resubmit data for previous quarters, figures shown may differ from previous publications. Moreover, banks may submit unaudited end-of-financial-year figures (i.e. figures that have not received an external auditor’s opinion). However, in accordance with Article 3, paragraph 4 of Commission Implementing Regulation (EU) No 680/2014, banks are required to resubmit audited figures wherever these deviate from the submitted unaudited figures.

The solvency and leverage ratios are presented as published by the SIs pursuant to Part Eight of the CRR (for some financial holding companies they are published at the subsidiary bank level). The ratios are neither endorsed nor approved by the ECB and are subject to review when they differ from the ratios submitted by the SIs as part of their COREP submissions.

Methodology and classifications

In addition to presenting the statistics by reference period and by country, the significant institutions have been classified according to the following:

  • activities (income sources and geographical diversification)
  • scale of operations (size)
  • risk (overall risk and vulnerabilities based on the Supervisory Review and Evaluation Process (SREP) scores and sovereign exposures)

More information

Legal background and confidentiality

The statistics are based on information collected pursuant to the Implementing Technical Standards (ITS) on Supervisory Reporting laid down by European Commission Implementing Regulation (EU) No 680/2014 and the ECB Regulation on reporting of supervisory financial information (ECB/2015/13).

Confidentiality is ensured in accordance with professional secrecy obligations established under Article 27(1) of Regulation (EU) No 1024/2013, Article 37 of the Statute of the ESCB and of the ECB, and Article 53(1) of Directive 2013/36/EU.

Previous releases

Reports and documentations referring to the previous releases of Supervisory Banking Statistics can be accessed from the table below.

Reports pdf xlsx
Q4 2016 (cut-off date: 31/3/2017)    
Q3 2016 (cut-off date: 31/12/2016)    
Q2 2016 (cut-off date: 15/10/2016)    
Methodological note pdf  
Q4 2016    
Q3 2016    
Q2 2016    
Definitions ITS data points pdf  
Q4 2016    
Q3 2016    
Q2 2016