ECB Banking Supervision

ACCOUNTABILITY

Hearing at the European Parliament

Supervisory Board Chair Andrea Enria spoke before the European Parliament’s Committee on Economic and Monetary Affairs and answered questions from its members on 14 October 2021.
- Introductory statement

Our response to the coronavirus pandemic

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9 October 2021 EVENT

Online EYE2021 with Andrea Enria

Why are healthy banks essential for a strong Europe? How did we as banking supervisors respond to the pandemic? Supervisory Board Chair Andrea Enria answered these questions and more during an online Q&A at the European Youth Event 2021.

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5 October 2021 SPEECH

Post-pandemic priorities

Banks should recognise climate risks, address structural challenges to their business models, and not underestimate credit risk in the wake of the pandemic, Supervisory Board member Edouard Fernandez-Bollo warns in a speech about the challenges that lie ahead for the sector.

Speech

06/10/2021: ECB publishes supervisory banking statistics for the second quarter of 2021
English
10/09/2021: ECB sanctions Allied Irish Banks plc and EBS dac for miscalculating capital needs
English
16/08/2021: ECB and US Securities and Exchange Commission sign MoU on security-based swap entities
English
30/07/2021: Stress test shows euro area banking system resilient under challenging macroeconomic scenario
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FAQs on the 2021 stress test
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SSM-wide stress test 2021 Final results - Presentation
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High level individual results for banks not included in the EBA sample - Template
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23/07/2021: ECB decides not to extend dividend recommendation beyond September 2021
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All press releases

14/10/2021: Andrea Enria: Hearing at the European Parliament’s Economic and Monetary Affairs Committee
Introductory statement by Andrea Enria, Chair of the Supervisory Board of the ECB
English
05/10/2021: Edouard Fernandez-Bollo: ECB Banking Supervision’s post-pandemic priorities – the way forward
Keynote address by Edouard Fernandez-Bollo, Member of the Supervisory Board of the ECB, at the SmithNovak Global NPL Summit
English
28/09/2021: Edouard Fernandez-Bollo: Banking regulation and supervision after Brexit
Speech by Edouard Fernandez-Bollo, Member of the Supervisory Board of the ECB, at the eighth Brussels EU/UK Dinner Discussion held by the Representation of the State of Hesse to the European Union
English
23/09/2021: Edouard Fernandez-Bollo: Building the financial system of the 21st century
Speech by Edouard Fernandez-Bollo, Member of the Supervisory Board of the ECB, at the EU-US Symposium, Harvard Law School
English
23/09/2021: Frank Elderson: Integrating the climate and environmental challenge into the missions of central banks and supervisors
Speech by Frank Elderson, Member of the Executive Board of the ECB and Vice-Chair of the Supervisory Board of the ECB, at the 8th Conference on the Banking Union, Goethe University, Frankfurt am Main
English

All speeches

08/09/2021: Andrea Enria: Contribution to Eurofi magazine
Q&A contribution by Andrea Enria, Chair of the Supervisory Board of the ECB, published in the Eurofi magazine, September 2021
English
16/06/2021: Elizabeth McCaul: Interview with Cyprus News Agency
Interview with Elizabeth McCaul, Member of the Supervisory Board of the ECB, conducted by Gregory Savva and published on 16 June 2021
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EλληνικάEL
19/05/2021: Frank Elderson: “We can’t afford to drag our heels when it comes to risk”
Interview with Frank Elderson, Vice-Chair of the ECB’s Supervisory Board, Supervision Newsletter
English
12/05/2021: Andrea Enria: Interview with Ta Nea
Interview with Andrea Enria, Chair of the Supervisory Board of the ECB, conducted by Maria Vasileiou and published on 12 May 2021
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EλληνικάEL
08/05/2021: Frank Elderson: Interview with Het Financieele Dagblad
Interview with Frank Elderson, Member of the Executive Board of the ECB, conducted by Annemiek Leclaire
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All interviews

19/07/2021: Elizabeth McCaul: Credit risk: Acting now paves the way for sound resilience later
Blog post by Elizabeth McCaul, Member of the Supervisory Board of the ECB

Summary
This crisis provides an opportunity to improve credit risk management in banks, says Supervisory Board member Elizabeth McCaul. Strong credit risk controls help banks support the economic recovery, so the good practices we are seeing should be adopted more widely.
English
15/06/2021: Frank Elderson, Elizabeth McCaul: ECB Banking Supervision seeking greater diversity within banks
Blog post by Frank Elderson, Vice-Chair of the Supervisory Board of the ECB, and Elizabeth McCaul, Member of the Supervisory Board of the ECB

Summary
Diversity in leadership is crucial for effective governance, say Vice-Chair Frank Elderson and Supervisory Board member Elizabeth McCaul. A richer set of knowledge, experiences and values results in better decision-making and greater efficiency in the way banks operate.
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14/05/2021: Edouard Fernandez-Bollo: Fostering a compliance culture in the European banking system
Blog post by Edouard Fernandez-Bollo, Member of the Supervisory Board of the ECB, and Pedro Gustavo Teixeira, Director General SSM Governance and Operations

Summary
Our sanctioning powers help to ensure that banks comply with regulatory requirements, say Supervisory Board member Edouard Fernandez-Bollo and Director General Pedro Gustavo Teixeira. This in turn creates confidence in the soundness of the banking system.
English
04/12/2020: Elizabeth McCaul: Who pays the piper calls the tune: The need for and benefit of strong credit risk management
Blog post by Elizabeth McCaul, Member of the Supervisory Board of the ECB

Summary
Strong credit risk management to avoid bad loans piling up now will maximise value, avoid cliff effects and reduce the risk of procyclical effects, writes Supervisory Board member Elizabeth McCaul. Inaction would disrupt the supply of credit and liquidity and delay the recovery.
English
09/10/2020: Andrea Enria, Edouard Fernandez-Bollo: Fostering the cross-border integration of banking groups in the banking union
By Andrea Enria, Chair of the Supervisory Board of the ECB, and Edouard Fernandez-Bollo, Member of the Supervisory Board of the ECB

Summary
We need to foster the integration of cross-border banking groups to ensure that timely liquidity support is provided within them, Andrea Enria and Edouard Fernandez-Bollo say in our latest blog post. To achieve this, recovery plans could be strengthened by using group support agreements.
English

All blog posts

06/10/2021: Supervisory Banking Statistics - Second quarter 2021
English

Interactive layout - Second quarter 2021
English
29/09/2021: Written overview ahead of the exchange of views of the Chair of the Supervisory Board of the ECB with the Eurogroup on 4 October 2021
English
07/09/2021: ECB-EBA letter on EU implementation of outstanding Basel III reforms
English
09/08/2021: List of supervised entities (as of 1 July 2021)
English
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Changes from last update
English
02/08/2021: Annual Report on Sanctioning Activities in the SSM in 2020
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All publications

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26 September 2021 ACCOUNTABILITY

European Day of Languages 2021

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Multimedia

Videos

Why should banks care about climate change?
ECB Banking Supervision Newsletter I Carolyn Rogers interview part 1
ECB Banking Supervision Newsletter | Carolyn Rogers interview Part 2
What should banks focus on in 2021 and beyond?
How are people's needs changing traditional banks?
Interview with Frank Elderson for the Supervision Newsletter, 17 May 2021
Interview with Frank Elderson for the Supervision Newsletter, 17 May 2021
The ECB Podcast - How can banks be part of the solution? Supervisory priorities in crisis times
ECB Banking Supervision Press Conference - 28 January 2021
Supervisory priorities for 2021 - Assessment of risks and vulnerabilities