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Our response to the coronavirus pandemic
23 July 2021 PRESS RELEASE

Dividend recommendation for banks

We are not extending beyond September 2021 our recommendation that banks limit dividend payments. Instead, supervisors will return to assessing the capital and dividend plans of each bank individually as part of the regular supervisory process.

19 July 2021 THE SUPERVISION BLOG

Credit risk controls that are fit for purpose

This crisis provides an opportunity to improve credit risk management in banks, says Supervisory Board member Elizabeth McCaul. Strong credit risk controls help banks support the economic recovery, so the good practices we are seeing should be adopted more widely.

30/07/2021
Stress test shows euro area banking system resilient under challenging macroeconomic scenario
23/07/2021
ECB decides not to extend dividend recommendation beyond September 2021
09/07/2021
ECB concludes comprehensive assessment of two Italian banks, and one Estonian and one Lithuanian bank
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08/07/2021
ECB publishes supervisory banking statistics for the first quarter of 2021
29/06/2021
ECB launches consultation on updates to options and discretions policies

All press releases

07/07/2021
The post-pandemic outlook in the banking union
Presentation by Andrea Enria, Chair of the Supervisory Board of the ECB, at an event on NPLs organised by Credit Village
06/07/2021
Andrea Enria: Exchange of views at the Finance and Treasury Committee of the Italian Senate
Introductory statement by Andrea Enria, Chair of the Supervisory Board of the ECB
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02/07/2021
Andrea Enria: Enhanced outlook and emerging risk in the banking union
Speech by Andrea Enria, Chair of the Supervisory Board of the ECB, at the University of Naples
01/07/2021
Andrea Enria: Hearing at the European Parliament’s Economic and Monetary Affairs Committee
Introductory statement by Andrea Enria, Chair of the Supervisory Board of the ECB
21/06/2021
Elizabeth McCaul: Emerging risks for the European banking sector in the post-pandemic era
Speech by Elizabeth McCaul, Member of the Supervisory Board of the ECB, Salzburg Global Finance Forum, Financial Services in the Post-Pandemic Era: An Opportunity for a Green and Digitally-Enabled Recovery?

All speeches

16/06/2021
Elizabeth McCaul: Interview with Cyprus News Agency
Interview with Elizabeth McCaul, Member of the Supervisory Board of the ECB, conducted by Gregory Savva and published on 16 June 2021
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19/05/2021
Frank Elderson: “We can’t afford to drag our heels when it comes to risk”
Interview with Frank Elderson, Vice-Chair of the ECB’s Supervisory Board, Supervision Newsletter
12/05/2021
Andrea Enria: Interview with Ta Nea
Interview with Andrea Enria, Chair of the Supervisory Board of the ECB, conducted by Maria Vasileiou and published on 12 May 2021
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08/05/2021
Frank Elderson: Interview with Het Financieele Dagblad
Interview with Frank Elderson, Member of the Executive Board of the ECB, conducted by Annemiek Leclaire
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06/05/2021
Andrea Enria: Interview with Reuters
Interview with Andrea Enria, Chair of the Supervisory Board of the ECB, conducted by Francesco Canepa, Balazs Koranyi and Frank Siebelt

All interviews

19/07/2021
Elizabeth McCaul: Credit risk: Acting now paves the way for sound resilience later
Blog post by Elizabeth McCaul, Member of the Supervisory Board of the ECB

Summary

This crisis provides an opportunity to improve credit risk management in banks, says Supervisory Board member Elizabeth McCaul. Strong credit risk controls help banks support the economic recovery, so the good practices we are seeing should be adopted more widely.

15/06/2021
Frank Elderson, Elizabeth McCaul: ECB Banking Supervision seeking greater diversity within banks
Blog post by Frank Elderson, Vice-Chair of the Supervisory Board of the ECB, and Elizabeth McCaul, Member of the Supervisory Board of the ECB

Summary

Diversity in leadership is crucial for effective governance, say Vice-Chair Frank Elderson and Supervisory Board member Elizabeth McCaul. A richer set of knowledge, experiences and values results in better decision-making and greater efficiency in the way banks operate.

14/05/2021
Edouard Fernandez-Bollo: Fostering a compliance culture in the European banking system
Blog post by Edouard Fernandez-Bollo, Member of the Supervisory Board of the ECB, and Pedro Gustavo Teixeira, Director General SSM Governance and Operations

Summary

Our sanctioning powers help to ensure that banks comply with regulatory requirements, say Supervisory Board member Edouard Fernandez-Bollo and Director General Pedro Gustavo Teixeira. This in turn creates confidence in the soundness of the banking system.

04/12/2020
Elizabeth McCaul: Who pays the piper calls the tune: The need for and benefit of strong credit risk management
Blog post by Elizabeth McCaul, Member of the Supervisory Board of the ECB

Summary

Strong credit risk management to avoid bad loans piling up now will maximise value, avoid cliff effects and reduce the risk of procyclical effects, writes Supervisory Board member Elizabeth McCaul. Inaction would disrupt the supply of credit and liquidity and delay the recovery.

09/10/2020
Andrea Enria, Edouard Fernandez-Bollo: Fostering the cross-border integration of banking groups in the banking union
By Andrea Enria, Chair of the Supervisory Board of the ECB, and Edouard Fernandez-Bollo, Member of the Supervisory Board of the ECB

Summary

We need to foster the integration of cross-border banking groups to ensure that timely liquidity support is provided within them, Andrea Enria and Edouard Fernandez-Bollo say in our latest blog post. To achieve this, recovery plans could be strengthened by using group support agreements.

All blog posts

29 June 2021 PUBLIC CONSULTATION

Revised options and discretions policies

EU banking rules sometimes give options to supervisors. Share your views on our revised policies. The revisions are due to recent legal changes and ensure transparency, consistency and a level playing field.

The public consultation is open until 23 August 2021.

BANKING SUPERVISION PORTAL

Gateway to our online services

Our online supervisory services are just a few clicks away! Use the banking supervision portal to launch and follow supervisory processes online, to exchange content with ECB staff, or to report a suspected breach of EU banking supervision law through the whistleblowing platform.

Multimedia

  • What should banks focus on in 2021 and beyond?

    What should banks focus on in 2021 and beyond?

  • How are people's needs changing traditional banks?

    How are people's needs changing traditional banks?

  • Interview with Frank Elderson for the Supervision Newsletter, 17 May 2021

    Interview with Frank Elderson for the Supervision Newsletter, 17 May 2021

  • Interview with Frank Elderson for the Supervision Newsletter, 17 May 2021

    Interview with Frank Elderson for the Supervision Newsletter, 17 May 2021

  • The ECB Podcast - How can banks be part of the solution? Supervisory priorities in crisis times

    The ECB Podcast - How can banks be part of the solution? Supervisory priorities in crisis times

  • ECB Banking Supervision Press Conference - 28 January 2021

    ECB Banking Supervision Press Conference - 28 January 2021

  • Supervisory priorities for 2021 - Assessment of risks and vulnerabilities

    Supervisory priorities for 2021 - Assessment of risks and vulnerabilities

  • The ECB Podcast - Banks in the coronavirus crisis

    The ECB Podcast - Banks in the coronavirus crisis

  • The ECB Podcast - Supervising banks: profits, transparency and Brexit

    The ECB Podcast - Supervising banks: profits, transparency and Brexit

  • Fitness and Propriety at the ECB: Assessment of Suitability

    Fitness and Propriety at the ECB: Assessment of Suitability