Tools for effective supervision
We are determined to use all the tools at our disposal to get banks to properly manage their risk, says Supervisory Board member Pedro Machado. Integrating sanctions into our escalation framework and aligning them with other measures makes our supervision more effective.
Read the Supervision Blog post
What good supervision looks like
Financial resilience alone is not enough to ensure banks remain strong, says Supervisory Board Vice-Chair Frank Elderson. Supervision must also cover governance, operational resilience and structural risk drivers that affect bank stability.
Read Frank Elderson’s speech
Maximum harmonisation with minimal rules
Kilvar Kessler, ECB Supervisory Board member and Chair of Finantsinspektsioon, cautions that too many rules can stifle success. Our latest newsletter also covers the benefits of technology and how we are streamlining banks’ regular health checks with new reforms.
Read our Supervision Newsletter- 18 April 2025
- PRESS RELEASE
- 20 March 2025
- PRESS RELEASERelated
- 20 March 2025
- SUPERVISORY BANKING STATISTICS
- 20 January 2025
- PRESS RELEASEEnglishOTHER LANGUAGES (16) +Related
- 20 January 2025
- FAQEnglishOTHER LANGUAGES (16) +
- 20 January 2025
- OTHER PUBLICATION
- 20 December 2024
- PRESS RELEASE
- 20 December 2024
- PRESS RELEASERelated
- 20 December 2024
- OTHER PUBLICATION
- 12 June 2025
- SPEECHKeynote speech by Frank Elderson, Member of the Executive Board of the ECB and Vice-Chair of the Supervisory Board of the ECB, at the 24th Annual International Conference on Policy Challenges for the Financial Sector
- 11 June 2025
- SPEECHSpeech by Claudia Buch, Chair of the Supervisory Board of the ECB, Goldman Sachs European Financials Conference 2025
- 9 June 2025
- SPEECHKeynote speech by Frank Elderson, Member of the Executive Board of the ECB and Vice-Chair of the Supervisory Board of the ECB, at the Italian constitutional court
- 4 June 2025
- SPEECHKeynote speech by Pedro Machado, Member of the Supervisory Board of the ECB, at the 2025 Harvard Law School/PIFS Europe – US Symposium
- 22 May 2025
- SPEECHKeynote speech by Frank Elderson, Member of the Executive Board of the ECB and Vice-Chair of the Supervisory Board of the ECB, at the Naturalis Biodiversity Center
- 4 June 2025
- Interview with Claudia Buch, Chair of the Supervisory Board of the ECB, conducted by Eric Albert, Marc Angrand, Marie Charrel and Béatrice Madeline on 4 June 2025
- 28 May 2025
- Interview with Patrick Montagner, conducted by Revue Banque on 7 May 2025
- 14 May 2025
- Interview with Kilvar Kessler, Chair of Finantsinspektsioon and Member of the Supervisory Board of the ECB, Supervision Newsletter
- 11 April 2025
- Interview with Claudia Buch, Chair of the Supervisory Board of the ECB, conducted by Nicholas Comfort and Laura Noonan on 9 April 2025
- 8 April 2025
- Interview with Anneli Tuominen, Member of the Supervisory Board of the ECB, for the Eurofi Magazine
- 13 June 2025
- The integration of sanctions into the ECB’s escalation framework strengthens compliance, enhances supervisory effectiveness and acts as a deterrent against future violations.
- 3 June 2025
- Private capital markets are growing fast – and so are their links to banks. As complexity and leverage build up outside the regulatory perimeter, risk management of banks, transparency, and regulatory frameworks need to keep pace.
- 18 March 2025
- As the normalisation of the Eurosystem balance sheet progresses, the aggregate amount of central bank liquidity available to banks in the euro area will fall over the coming years. This blog explains the role played by the Eurosystem’s refinancing operations within the operational framework for monetary policy implementation. The ECB, both as a monetary policy authority and as a supervisor, expects that banks should consider these operations as an integral part of their day-to-day liquidity management.
- 11 March 2025
- Maintaining adequate levels of capital allows banks to provide stable financial services to the real economy and absorb losses in difficult times. This is why European law sets minimum capital requirements that all banks must meet. But banks also face risks that are not covered by these Pillar 1 requirements. This blog post explains how the ECB addresses these risks through its Pillar 2 requirements, and how we are changing our approach to ensure that banks remain safe and sound in an evolving risk landscape.
- 20 January 2025
- Stress tests are of crucial importance to assess banks’ resilience under adverse economic conditions. In previous stress tests, however, some banks submitted overly optimistic projections. Despite thorough quality assurance by supervisors, this behaviour makes it more likely that the risks some banks face are underestimated. To address this, we are now taking a closer look at insufficiently prudent projection submissions. In line with our supervisory focus on banks’ risk data aggregation and reporting capabilities, we are also looking more closely at poor data quality issues in stress tests.
- 19 May 2025
- MEP LETTER
- 14 May 2025
- NEWSLETTER
- 14 May 2025
- NEWSLETTER
- 14 May 2025
- NEWSLETTER
- 12 May 2025
- OTHER PUBLICATION
Statistics on supervised banks
Significant institutions (01/03/2025) | 114 | |
Total assets (€ bn) | 26,836.78 | |
Total equity (€ bn) | 1,884.27 | |
Return on equity (%, annualised) |
9.54 |