Simplification
We are working to make banking supervision more efficient, effective and risk-focused, without compromising on resilience.
IFRS 18 introduces a new structure for the presentation of profit and loss. It will come into effect on 1 January 2027 and is expected to apply from the end of September 2027. During the transition period, banks can choose to report under either IFRS 18 or the old IAS 1 standard.
Read the press releaseEuropean banks have a much stronger capital base than in 2012, which increases their ability to absorb shocks, says Supervisory Board member Patrick Montagner. With uncertainty rising, it is crucial that any changes to banking rules preserve this resilience.
Read Patrick Montagner’s interviewThere is further scope to strengthen proportionality within the existing prudential framework, writes Supervisory Board Vice-Chair Frank Elderson. More proportionate supervision can help smaller banks focus resources on customers, competitiveness and efficiency.
Read Frank Elderson’s blog post| Enti significativi (01/05/2026) | 110 | |
| Attività totali (miliardi di euro) | 29,468.59 | |
| Capitale proprio totale (miliardi di euro) | 2,006.84 | |
| Rendimento del capitale (in percentuale, annualizzato) |
10.73 |