Simplification
We are working to make banking supervision more efficient, effective and risk-focused, without compromising on resilience.
A redesign of the capital buffer architecture should make the framework simpler and more useable while preserving resilience, writes Supervisory Board member Sharon Donnery. Buffers should be built up in good times and credibly available for release in bad times.
Read Sharon Donnery’s articleBanks should prepare for the unknown, writes Claudia Buch. The results of the ECB’s reverse stress test, published in July, highlighted the need for banks to remain resilient to adverse geopolitical scenarios. Reliable data, flexibility and realistic capital and recovery measures are key.
Read The Supervision BlogScammers often attempt to trick people by misusing the ECB’s name and logo or impersonating its staff members. The ECB will never ask you for investments, money or personal information. Learn how to spot and avoid fraud, including fake emails, phone calls and social media profiles, and AI-generated scams.
Follow our fraud protection tips| Instituții semnificative (01/05/2026) | 110 | |
| Active totale (mld. EUR) | 29,468.59 | |
| Total capitaluri proprii (mld. EUR) | 2,006.84 | |
| Rentabilitatea capitalurilor proprii (%, anualizată) |
10.73 |