Simplification
We are working to make banking supervision more efficient, effective and risk-focused, without compromising on resilience.
The Governing Council has called on national macroprudential authorities to maintain the current resilience of the banking system amid elevated risks. A truly integrated European market is essential – policy reforms should reduce undue complexity while preserving financial stability.
Read the Governing Council statementThe ECB has asked banks to submit cybersecurity action plans by 31 October as threats from frontier AI models grow. We will continue supporting banks on cyber resilience, which has long been a supervisory priority.
Read the letter to bank CEOsEuro area banks are resilient – but fragmentation is holding them back, says Supervisory Board Vice-Chair Frank Elderson. Our latest Supervision Newsletter also explores fast-track supervisory processes, EU capital requirements and urgent cybersecurity concerns surrounding AI developments such as Mythos.
Read the Supervision Newsletter| Significant institutions (01/05/2026) | 110 | |
| Total assets (€ bn) | 28,868.46 | |
| Total equity (€ bn) | 1,991.63 | |
| Return on equity (%, annualised) |
10.02 |