Simplification
We are working to make banking supervision more efficient, effective and risk-focused, without compromising on resilience.
Competitiveness and simplification are deeply intertwined, says Supervisory Board member Pedro Machado. To help Europe’s banks become more competitive, we must overcome fragmentation and make the framework simpler and more proportionate while preserving resilience.
Read Pedro Machado’s speechThe ECB has updated its Guide to licence applications. In line with the objectives of our “Next-level supervision” project, the revisions aim to clarify and streamline our guidance to licence applicants, including information on methodology and good practices.
See the full list of ECB supervisory guidesOn-site inspections help supervisors accurately assess a bank’s situation and identify potential weaknesses. Supervisory Board member Patrick Montagner explains how we are reforming these inspections to make them more focused, timely and effective.
Read The Supervision Blog| Instytucje istotne (01/05/2026) | 110 | |
| Aktywa ogółem (mld EUR) | 29,468.59 | |
| Kapitał własny ogółem (mld EUR) | 2,006.84 | |
| Stopa zwrotu z kapitału własnego (%, zannualizowana) |
10.73 |