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Tackling key risks and vulnerabilities

We have set our supervisory priorities for 2022-2024. They aim to ensure banks emerge healthy from the pandemic, enhance their digitalisation and governance strategies, and address emerging risks, including climate-related, IT and cyber risks.

Priorities and risks
THE SUPERVISION BLOG 7 December 2021

Priorities for banking supervision

Credit risk remains high on our agenda, say Supervisory Board Chair Andrea Enria and Director of Supervisory Strategy and Risk Mario Quagliariello. We must tackle emerging risks, including those stemming from accelerating digitalisation and the climate and environmental crisis.

The Supervision Blog
THE SUPERVISION BLOG 30 November 2021

Provisioning for a clean balance sheet

We are implementing a new bank-specific approach to ensure banks sufficiently provision for non-performing loans granted before April 2019, says Supervisory Board member Elizabeth McCaul. We will impose a capital add-on where necessary that can be lowered swiftly if banks act.

The Supervision Blog
SUPERVISION NEWSLETTER 16 November 2021

Completing the banking union

John Berrigan, Director-General at the European Commission, talks about the Commission’s proposals to revise capital rules, including on the Basel III output floor. The newsletter also looks at banks’ profitability and the 2022 supervisory climate stress test.

Supervision Newsletter
2 December 2021
SPEECH
Presentation by Edouard Fernandez-Bollo, Member of the Supervisory Board of the ECB, at the Crédit Agricole CIB event
29 November 2021
SPEECH
Speech by Pentti Hakkarainen, Member of the Supervisory Board of the ECB, Supervision innovators conference
24 November 2021
SPEECH
Speech by Elizabeth McCaul, Member of the Supervisory Board of the ECB, at IFRS 9 Insights ahead of year-end, EY’s Accounting and Regulatory webcast series
23 November 2021
SPEECH
Keynote speech by Pentti Hakkarainen, Member of the Supervisory Board of the ECB, at the 28th RegTech Convention
19 November 2021
SPEECH
Speech by Kerstin af Jochnick, Member of the Supervisory Board of the ECB, at the Financial Stability Conference 2021
3 November 2021
Interview with Frank Elderson, Member of the Executive Board of the ECB and Vice-Chair of the Supervisory Board of the ECB, conducted by Francine Lacqua, Bloomberg TV, on 2 November
25 October 2021
Interview with Édouard Fernandez-Bollo, Member of the Supervisory Board of the ECB, conducted by Luke Heighton on 19 October
8 September 2021
Q&A contribution by Andrea Enria, Chair of the Supervisory Board of the ECB, published in the Eurofi magazine, September 2021
16 June 2021
Interview with Elizabeth McCaul, Member of the Supervisory Board of the ECB, conducted by Gregory Savva and published on 16 June 2021
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19 May 2021
Interview with Frank Elderson, Vice-Chair of the ECB’s Supervisory Board, Supervision Newsletter
7 December 2021
Blog post by Andrea Enria, Chair of the ECB’s Supervisory Board and Mario Quagliariello, Director of Supervisory Strategy and Risk
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Summary
Credit risk remains high on our agenda, say Supervisory Board Chair Andrea Enria and Director of Supervisory Strategy and Risk Mario Quagliariello. We must tackle emerging risks, including those stemming from accelerating digitalisation and the climate and environmental crisis.
30 November 2021
Blog post by Elizabeth McCaul, Member of the Supervisory Board of the ECB
Details
Summary
We are implementing a new bank-specific approach to ensure banks sufficiently provision for non-performing loans granted before April 2019, says Supervisory Board member Elizabeth McCaul. We will impose a capital add-on where necessary that can be lowered swiftly if banks act.
22 November 2021
Blog post by Frank Elderson, Member of the Executive Board of the ECB and Vice-Chair of the Supervisory Board of the ECB
Details
Summary
Climate-related and environmental risks are and will remain key risk drivers for banks, says Supervisory Board Vice-Chair Frank Elderson. Banks must integrate them into their strategies, governance and risk management arrangements.
Related
19 July 2021
Blog post by Elizabeth McCaul, Member of the Supervisory Board of the ECB
Details
Summary
This crisis provides an opportunity to improve credit risk management in banks, says Supervisory Board member Elizabeth McCaul. Strong credit risk controls help banks support the economic recovery, so the good practices we are seeing should be adopted more widely.
15 June 2021
Blog post by Frank Elderson, Vice-Chair of the Supervisory Board of the ECB, and Elizabeth McCaul, Member of the Supervisory Board of the ECB
Details
Summary
Diversity in leadership is crucial for effective governance, say Vice-Chair Frank Elderson and Supervisory Board member Elizabeth McCaul. A richer set of knowledge, experiences and values results in better decision-making and greater efficiency in the way banks operate.
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