Public consultation on the draft ECB Guideline on the materiality threshold for credit obligations past due for less significant institutions
This consultation gives interested parties the opportunity to comment on the draft ECB Guideline on the materiality threshold for credit obligations past due for less significant institutions (LSIs).
Deadline for submitting comments: midnight CET on 17 February 2020.
Only comments received before this deadline will be considered.
The draft ECB Guideline is addressed to national competent authorities (NCAs) to set a single materiality threshold for all LSIs within the Single Supervisory Mechanism (SSM), both for retail and non-retail exposures, irrespective of the method used for the calculation of capital requirements. The materiality threshold will comprise an absolute component, expressed as a specific maximum amount for the sum of all amounts past due owed by an obligor, and a relative component, expressed as a percentage reflecting the amount of the credit obligation past due in relation to the total amount of all on-balance sheet exposures to that obligor for the credit institution, the parent undertaking or any of its subsidiaries.
Deadline for submitting comments: midnight CET on 17 February 2020.
Only comments received before this deadline will be considered.
Submit your comments by midnight CET on 17 February 2020 using this template.
Please provide relevant examples or data, where appropriate.
Only comments provided using the above template will be published after the closure of this public consultation.
Submitting comments by e-mail using the above template:
Send your comments to: SSMPublicConsultation@ecb.europa.eu
Please write “Public consultation on the draft ECB Guideline on the materiality threshold for credit obligations past due for less significant institutions” in the subject line.
Submitting comments by post using the above template:
Send your comments to the following address:
European Central Bank Secretariat to the Supervisory Board
“Public consultation on the draft ECB Guideline on the materiality threshold for credit obligations past due for less significant institutions”
60640 Frankfurt am Main
Germany
After the consultation period closes, all comments submitted using the template will be published on this web page along with a feedback statement. For details on how your personal data and contribution will be handled, please see this privacy statement:
Privacy statement- 8 July 2020
- Press release
- ECB Guideline on the materiality threshold for credit obligations past due for less significant institutions
- 20 January 2020
- Press release
- Draft ECB Guideline on the materiality threshold for credit obligations past due for less significant institutions
- Frequently asked questions
- 26/11/2018
-
ECB Regulation on the materiality threshold for credit obligations past due
- 6/2/2018
- 24/3/2016
- 16/4/2014
- 15/10/2013
- 26/6/2013
- 26/6/2013