Възможности за търсене
Начална страница Медии ЕЦБ обяснява Изследвания и публикации Статистика Парична политика Еврото Плащания и пазари Кариери
Предложения
Сортиране по
Съдържанието не е налично на български език.
  • PRESS RELEASE

ECB publishes guideline on definition of default for banks directly supervised by national supervisors

8 July 2020

  • Guideline in line with ECB regulation for banks directly supervised by ECB
  • The definition ensures consistency and level playing field among banks across euro area

The European Central Bank (ECB) today published a guideline on the definition of the so-called "materiality threshold" for banks that are directly supervised by national supervisors, following a public consultation. The materiality threshold refers to the point at which a bank decides a debtor is in default on its loan. The new definition specifies how national supervisors should exercise their discretion in this regard.

The Capital Requirements Regulation had required the competent banking supervision authorities to determine this threshold. The ECB had already defined it for the banks that it supervises directly in a regulation published in November 2018.

The new guideline for less significant banks, published today, is aligned with the threshold defined in the ECB regulation for significant banks. The alignment of the materiality threshold for credit obligations past due for all banks, regardless of whether they are supervised directly by the ECB or by national supervisors, contributes to the consistent application of supervisory standards to both significant and less significant credit institutions.

For media queries, please contact Philippe Rispal, tel.: +49 69 1344 5482.

ДАННИ ЗА КОНТАКТ

Европейска централна банка

Генерална дирекция „Комуникации“

Възпроизвеждането се разрешава с позоваване на източника.

Данни за контакт за медиите
Подайте сигнал