Simplification
We are working to make banking supervision more efficient, effective and risk-focused, without compromising on resilience.
The ECB has updated its ICAAP Guide to clarify the role of management buffers in capital planning. The update confirms that management buffers reflect banks’ own assessment of how much capital is needed to support their business model and are not supervisory requirements.
See the full list of ECB supervisory guidesThe Governing Council has called on national macroprudential authorities to maintain the current resilience of the banking system amid elevated risks. A truly integrated European market is essential – policy reforms should reduce undue complexity while preserving financial stability.
Read the Governing Council statementEuro area banks are resilient – but fragmentation is holding them back, says Supervisory Board Vice-Chair Frank Elderson. Our latest Supervision Newsletter also explores fast-track supervisory processes, EU capital requirements and urgent cybersecurity concerns surrounding AI developments such as Mythos.
Read the Supervision Newsletter| Significant institutions (01/05/2026) | 110 | |
| Total assets (€ bn) | 28,868.46 | |
| Total equity (€ bn) | 1,991.63 | |
| Return on equity (%, annualised) |
10.02 |