Keynote speech by Pedro Machado, Member of the Supervisory Board of the ECB, at the LBBW Fixed Income Forum

Introductory statement by Claudia Buch, Chair of the Supervisory Board of the ECB, at the Hearing of the Committee on Economic and Monetary Affairs of the European Parliament

Opening remarks by Frank Elderson, Member of the Executive Board of the ECB and Vice-Chair of the Supervisory Board of the ECB, at the NGFS Annual Plenary Event panel discussion on “Incorporating nature into supervisory practices”

Speech by Patrick Montagner, Member of the Supervisory Board of the ECB, at an Institute of International Finance roundtable on “Growth and Competitiveness: Enhancing the EU Banking Regulatory Framework”

Keynote speech by Pedro Machado, at the PWC European Conference “Inspiring Credit Risk: New Season, New Spirit – Shaping the future of Credit Risk Management”

Contribution by Patrick Montagner, Member of the Supervisory Board of the ECB, for Eurofi Magazine

Contribution by Patrick Montagner, Member of the Supervisory Board of the ECB, for Eurofi Magazine

Contribution by Patrick Montagner, Member of the Supervisory Board of the ECB, for Eurofi magazine

Contribution by Patrick Montagner, Member of the Supervisory Board of the ECB, for Eurofi Magazine

Contribution by Anneli Tuominen, Member of the Supervisory Board of the ECB, for Eurofi Magazine

Banks are essential enablers of market integration and a key transmission channel between savings and investment. The SIU also represents a strategic opportunity for them to innovate their business, broaden their capital markets activities and benefit from a more dynamic economy.

Sustainable lending that supports economic growth benefits everyone: consumers, firms and banks. But bad loans are often made in good times, so banks must apply sound underwriting standards to prevent future NPLs. This is why we will conduct a thematic review in 2026.

ECB Banking Supervision’s priorities for 2026-28 focus on strengthening banks’ ability to withstand external shocks and fostering their operational resilience. This blog post explains our strategic adjustments and our key focus areas.

A fast-changing risk environment requires resilience and adaptability. Banks need to respond to evolving risks to remain resilient and able to serve the economy. Supervisors need to reduce undue complexities by increasing efficiency, effectiveness and risk focus. This blog post explains how we are reforming European banking supervision to continue to protect the safety and soundness of banks.

The demographic environment in which banks operate is changing. Understanding the implications of ageing populations for banks may help ensure that the financial sector remains adaptable as Europe navigates a new demographic era.