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INTERVIEW

Keeping pace with change

We cannot be complacent about risks, Supervisory Board member Sharon Donnery tells Central Banking. Banks must strengthen resilience to geopolitical risk, address long-standing issues and develop sound strategies to navigate digitalisation and AI.

Read Sharon Donnery’s interview
SPEECH 24 June 2026

When fragmentation creates complexity

The real challenge for EU banking regulators is fragmentation, says Supervisory Board member Patrick Montagner. We need a more proportionate and coherent framework that takes a holistic view of capital demand and reflects the complexity of the financial system.

Read Patrick Montagner's speech
FIRESIDE CHAT 19 June 2026

Simplification, cyber risk and Europe’s autonomy

The goal of simplification is a clearer framework, not higher or lower capital, says Supervisory Board Vice-Chair Frank Elderson. He also points to growing cyber threats in the age of AI, and highlights the digital euro as key to Europe’s payments autonomy.

Read Frank Elderson’s remarks
SUPERVISION NEWSLETTER 13 May 2026

Unlocking Europe’s full potential

Euro area banks are resilient – but fragmentation is holding them back, says Supervisory Board Vice-Chair Frank Elderson. Our latest Supervision Newsletter also explores fast-track supervisory processes, EU capital requirements and urgent cybersecurity concerns surrounding AI developments such as Mythos.

Read the Supervision Newsletter
24 June 2026
SPEECH
Speech by Patrick Montagner, Member of the Supervisory Board of the ECB, at the A&O Shearman SSM senior meeting
19 June 2026
SPEECH
Remarks by Frank Elderson, Member of the Executive Board of the ECB and Vice-Chair of the Supervisory Board of the ECB, and Alejandra Kindelán, Chair of the Spanish Banking Association, at the “Competitiveness for growth” event organised by the Spanish Banking Association
11 June 2026
SPEECH
Keynote speech by Sharon Donnery, Member of the Supervisory Board of the ECB, at the Central Banking Meetings
5 June 2026
SPEECH
Speech by Anneli Tuominen, Member of the Supervisory Board of the ECB, at the Meeting of the Pan-European Conglomerate Club, held at OP Financial Group
3 June 2026
SPEECH
Keynote speech by Frank Elderson, Member of the Executive Board of the ECB and Vice-Chair of the Supervisory Board of the ECB, at the Goldman Sachs European Financials Conference 2026
23 June 2026
Interview with Sharon Donnery, Member of the Supervisory Board of the ECB, conducted by Thomas Chow on 11 June 2026
10 June 2026
Interview with Frank Elderson, Member of the Executive Board of the ECB and Vice-Chair of the Supervisory Board of the ECB, conducted by Daan Ballegeer and Rutger Betlem on 19 May 2026
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10 June 2026
Interview with Claudia Buch, Chair of the Supervisory Board of the ECB, conducted by Ingrid Feuerstein and Krystele Tachdjian on 2 June 2026
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13 May 2026
Interview with Claudia Buch, Chair of the Supervisory Board of the ECB, conducted by Karen Horn Click here to enter a date.
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13 May 2026
Interview with Frank Elderson, Vice-Chair of the Supervisory Board of the ECB and Member of the Executive Board of the ECB, Supervision Newsletter
8 May 2026
ECB Banking Supervision has updated its compendium of good practices for climate and nature-related risk management and stress testing. It leverages approaches that are already applied by different European banks to close gaps in areas such as physical risks, prudential transition planning, scenario analysis and nature related risks.
5 May 2026
ECB Banking Supervision has a second line of defence to carry out evaluations and reviews and help us learn from experience. A recent round table with international peers gave us the opportunity to reflect on what we have achieved so far and the challenges ahead.
28 April 2026
The European Commission’s consultation on bank competitiveness is an opportunity to ensure the banking sector is fit for the future. We need to promote integration and competition while safeguarding resilience.
27 March 2026
The digital euro is a strategic investment in European autonomy, monetary sovereignty and financial resilience. It also serves as a springboard for innovative digitalisation strategies in retail payments and strengthens bank business models in the face of growing competition.
6 March 2026
Banks are essential enablers of market integration and a key transmission channel between savings and investment. The SIU also represents a strategic opportunity for them to innovate their business, broaden their capital markets activities and benefit from a more dynamic economy.

Statistics on supervised banks

Significant institutions (01/03/2026) 111
Total assets (€ bn) 28,868.46
Total equity (€ bn) 1,991.63
Return on equity
(%, annualised)
10.02
Reference date: 2026-Q1 Supervisory data

Liquidity coverage ratio

Non-performing loans ratio

Excluding cash balances at central banks and other demand deposits
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Banking supervision explained!