Simplification
We are working to make banking supervision more efficient, effective and risk-focused, without compromising on resilience.
IFRS 18 introduces a new structure for the presentation of profit and loss. It will come into effect on 1 January 2027 and is expected to apply from the end of September 2027. During the transition period, banks can choose to report under either IFRS 18 or the old IAS 1 standard.
Read the press releaseEuropean banks have a much stronger capital base than in 2012, which increases their ability to absorb shocks, says Supervisory Board member Patrick Montagner. With uncertainty rising, it is crucial that any changes to banking rules preserve this resilience.
Read Patrick Montagner’s interviewThe ECB will host its next media seminar on 18-19 November. It’s an excellent opportunity to delve deeper into key banking supervision topics and meet members of the ECB’s Supervisory Board. If you work for the media and wish to attend, please fill out the call for interest form.
Apply now| Significant institutions (01/05/2026) | 110 | |
| Total assets (€ bn) | 29,468.59 | |
| Total equity (€ bn) | 2,006.84 | |
| Return on equity (%, annualised) |
10.73 |