Simplification
We are working to make banking supervision more efficient, effective and risk-focused, without compromising on resilience.
To foster a more competitive European banking sector, we need synchronised progress on simplification and market integration, says Supervisory Board Vice-Chair Frank Elderson. Together, these reforms can strengthen Europe’s capacity to finance investment, innovation and growth.
Read Mr Elderson’s full remarksJoin us virtually on 23-24 September for the Supervision Innovators Conference 2026, where leading global supervision innovators and banking representatives will explore how developments in artificial intelligence and innovation are shaping the future of banking and supervision.
Express your interest in attending virtuallyScammers often attempt to trick people by misusing the ECB’s name and logo or impersonating its staff members. The ECB will never ask you for investments, money or personal information. Learn how to spot and avoid fraud, including fake emails, phone calls and social media profiles, and AI-generated scams.
Follow our fraud protection tips| Significant institutions (01/05/2026) | 110 | |
| Total assets (€ bn) | 28,868.46 | |
| Total equity (€ bn) | 1,991.63 | |
| Return on equity (%, annualised) |
10.02 |