Keynote speech by Patrick Montagner, Member of the Supervisory Board of the ECB, at the 10th Annual FinTech and Regulation Conference

Introductory statement by Frank Elderson, Member of the Executive Board of the ECB and Vice-Chair of the Supervisory Board of the ECB, at the Hearing of the Committee on Economic and Monetary Affairs of the European Parliament

Presentation by Sharon Donnery, Member of the Supervisory Board of the ECB, at "Finance Focus" event organised by Bruegel

Keynote speech by Claudia Buch, Chair of the Supervisory Board of the ECB, at the Banking Supervision Research Conference 2025 on “Technological innovations in financial markets – Risks and opportunities in banking and regulation”

Speech by Patrick Montagner, Member of the Supervisory Board of the ECB, at the 12th Annual IIF Colloquium on European Banking Regulation and Supervision

Interview with Patrick Montagner, Member of the Supervisory Board of the ECB, conducted by Franck Joselin, Fabrice Anselmi, Séverine Charon and Camille George

Interview with Claudia Buch, Chair of the Supervisory Board of the ECB, conducted by Francesco Ninfole

Interview with Frank Elderson, Member of the Executive Board of the ECB and Vice-Chair of the Supervisory Board of the ECB, conducted by Andrés Stumpf on 4 November 2025

Interview with Pedro Machado, Member of the Supervisory Board of the ECB, conducted by Diana Ramos on 13 October 2025

Contribution by Patrick Montagner, Member of the Supervisory Board of the ECB, for Eurofi Magazine

ECB Banking Supervision’s priorities for 2026-28 focus on strengthening banks’ ability to withstand external shocks and fostering their operational resilience. This blog post explains our strategic adjustments and our key focus areas.

A fast-changing risk environment requires resilience and adaptability. Banks need to respond to evolving risks to remain resilient and able to serve the economy. Supervisors need to reduce undue complexities by increasing efficiency, effectiveness and risk focus. This blog post explains how we are reforming European banking supervision to continue to protect the safety and soundness of banks.

The demographic environment in which banks operate is changing. Understanding the implications of ageing populations for banks may help ensure that the financial sector remains adaptable as Europe navigates a new demographic era.

The macroprudential framework developed in the aftermath of the global financial crisis has lived up to the promise of making the financial system more resilient. However, recent experience also suggests that there is room for improvement in its design and operation.

Most banks have made good progress in reducing their non-performing loans. However, some smaller banks are still burdened by significant amounts of these loans. To tackle this issue, the ECB and the national supervisors have developed a draft Guideline for public consultation.