Annual Report on supervisory activities
In 2025 ECB Banking Supervision took steps to streamline supervision while safeguarding the resilience of the euro area banking sector. The 2025 Annual Report on supervisory activities summarises last year's tasks, priorities and actions.
Read the Annual Report
Nature in decline, economy on the line
Nature is the economy’s life‑support system, and it is under strain. As nature declines, financial risks rise. Supervisory Board Vice-Chair Frank Elderson calls for stronger global cooperation to tackle nature‑related financial risks.
Read Mr Elderson’s speech
Inside euro area banks
How safe is your bank? As the world evolves, geopolitical tensions, AI and cyber threats are changing the risks that banks face. So how can euro area banks best manage these risks? Our host Stefania Secola speaks to Supervisory Board Chair Claudia Buch to find out.
Listen to the latest episode of The ECB Podcast- 18 March 2026
- PRESS RELEASERelated
- 18 March 2026
- OTHER PUBLICATION
- 10 March 2026
- PRESS RELEASE
- 19 February 2026
- PRESS RELEASE
- 17 February 2026
- PRESS RELEASE
- 13 February 2026
- PRESS RELEASE
- 18 March 2026
- HEARINGS AT THE EUROPEAN PARLIAMENTIntroductory statement by Claudia Buch, Chair of the Supervisory Board of the ECB, at the Hearing of the Committee on Economic and Monetary Affairs of the European Parliament
- 9 March 2026
- SPEECHOpening remarks by Frank Elderson, Member of the Executive Board of the ECB and Vice-Chair of the Supervisory Board of the ECB, at the NGFS Annual Plenary Event panel discussion on “Incorporating nature into supervisory practices”
- 4 March 2026
- SPEECHSpeech by Patrick Montagner, Member of the Supervisory Board of the ECB, at an Institute of International Finance roundtable on “Growth and Competitiveness: Enhancing the EU Banking Regulatory Framework”
- 25 February 2026
- SPEECHKeynote speech by Pedro Machado, at the PWC European Conference “Inspiring Credit Risk: New Season, New Spirit – Shaping the future of Credit Risk Management”
- 24 February 2026
- SPEECHKeynote speech by Pedro Machado, KPMG RiskTech Conference
- 5 March 2026
- Interview with Pedro Machado, Member of the Supervisory Board of the ECB, conducted by Francesco Canepa on 3 March 2026
- 27 February 2026
- Contribution by Claudia Buch, Chair of the Supervisory Board of the ECB, prepared for Forum on Financial Supervision (LSE)[1]
- 19 February 2026
- Interview with Frank Elderson, Member of the Executive Board of the ECB and Vice-Chair of the Supervisory Board of the ECB, conducted by Laura Noonan and Nick Comfort on 17 February 2026
- 11 February 2026
- Interview with George Ioannou, Member of the Supervisory Board of the ECB and Director of Supervision of Credit Institutions at the Central Bank of Cyprus, Supervision Newsletter
- 10 February 2026
- Interview with Patrick Montagner, Member of the Supervisory Board of the ECB, conducted by Fanny Roux on 3 February 2026
- 6 March 2026
- Banks are essential enablers of market integration and a key transmission channel between savings and investment. The SIU also represents a strategic opportunity for them to innovate their business, broaden their capital markets activities and benefit from a more dynamic economy.
- 24 February 2026
- Sustainable lending that supports economic growth benefits everyone: consumers, firms and banks. But bad loans are often made in good times, so banks must apply sound underwriting standards to prevent future NPLs. This is why we will conduct a thematic review in 2026.
- 22 January 2026
- ECB Banking Supervision’s priorities for 2026-28 focus on strengthening banks’ ability to withstand external shocks and fostering their operational resilience. This blog post explains our strategic adjustments and our key focus areas.
- 16 December 2025
- A fast-changing risk environment requires resilience and adaptability. Banks need to respond to evolving risks to remain resilient and able to serve the economy. Supervisors need to reduce undue complexities by increasing efficiency, effectiveness and risk focus. This blog post explains how we are reforming European banking supervision to continue to protect the safety and soundness of banks.
- 25 November 2025
- The demographic environment in which banks operate is changing. Understanding the implications of ageing populations for banks may help ensure that the financial sector remains adaptable as Europe navigates a new demographic era.
- 18 March 2026
- ANNUAL REPORTEnglishOTHER LANGUAGES (22) +
- 18 March 2026
- OTHER PUBLICATIONAnnexes
- 18 March 2026
- OTHER PUBLICATION
Related - 27 February 2026
- LIST OF SUPERVISED ENTITIESAnnexes
- 27 February 2026
- ANNEX
- 11 February 2026
- OTHER PUBLICATION
- 11 February 2026
- NEWSLETTER
Statistics on supervised banks
| Significant institutions (01/11/2025) | 112 | |
| Total assets (€ bn) | 27,744.77 | |
| Total equity (€ bn) | 1,970.33 | |
| Return on equity (%, annualised) |
9.53 |