Simplification
We are working to make banking supervision more efficient, effective and risk-focused, without compromising on resilience.
The real challenge for EU banking regulators is fragmentation, says Supervisory Board member Patrick Montagner. We need a more proportionate and coherent framework that takes a holistic view of capital demand and reflects the complexity of the financial system.
Read Patrick Montagner's speechThe goal of simplification is a clearer framework, not higher or lower capital, says Supervisory Board Vice-Chair Frank Elderson. He also points to growing cyber threats in the age of AI, and highlights the digital euro as key to Europe’s payments autonomy.
Read Frank Elderson’s remarksEuro area banks are resilient – but fragmentation is holding them back, says Supervisory Board Vice-Chair Frank Elderson. Our latest Supervision Newsletter also explores fast-track supervisory processes, EU capital requirements and urgent cybersecurity concerns surrounding AI developments such as Mythos.
Read the Supervision Newsletter| Significant institutions (01/03/2026) | 111 | |
| Total assets (€ bn) | 28,868.46 | |
| Total equity (€ bn) | 1,991.63 | |
| Return on equity (%, annualised) |
10.02 |