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How to pay the supervisory fee

The annual supervisory fee can be paid using one of the following payment methods:

  • Single Euro Payments Area (SEPA) direct debit
  • SEPA credit transfer
  • TARGET2 credit transfer

SEPA direct debit

SEPA direct debit is the recommended payment method.

The ECB first notifies the fee debtor of an upcoming direct debit payment, and then initiates a direct debit process so that the supervisory fee is credited to the ECB’s bank account by the due date.

A SEPA core direct debit mandate entitles the fee debtor:

SEPA or TARGET2 credit transfer

For credit transfers via SEPA or TARGET2, the fee debtor initiates the payment of the supervisory fee by the due date. A payment is considered to have been paid by the due date if the full amount is credited to the ECB’s bank account within 35 days of the issuance of the fee notice.

Invoicing process

The ECB issues supervisory fee notices annually to each fee debtor. For fee debtors who are part of European banking supervision through close cooperation a fee notice will be issued by the relevant national competent authority.

Overdue payments

If payments are not made on time or in full, the ECB is entitled to charge interest.

Interest will accrue on a daily basis on the outstanding amount at an annual rate equal to the ECB’s main refinancing rate plus 8 percentage points from the date on which the payment was due.

Queries about the fee notice

For general queries about the fee notice, please visit the frequently asked questions section or contact us at

Frequently asked questions

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