Supervisory fees

The ECB covers the costs of its supervisory tasks and responsibilities by levying an annual fee on all supervised banks.

This section of the website has been updated to reflect the amendments to the ECB Regulation on supervisory fees which came into force on 1 January 2020, as well as related amendments to the overall feeing framework.

The main changes are as follows:

  • The minimum fee for smaller less significant institutions (LSIs) will be halved. To be eligible, an LSI must have total assets of €1 billion or less at the highest level of consolidation
  • Fees will be levied ex post on the basis of actual costs. The ECB will collect the fees in the second quarter of the following year for the 12 months ending in on 31 December. Fees for the 2020 fee period will therefore be collected in the second quarter of 2021
  • The ECB will reuse existing supervisory data for fee factors where possible, removing the need for a separate data collection process for most banks
  • A management letter will be accepted in lieu of an auditor verification as a means of certification of the total assets of a fee- paying branch
  • Fee notices will be issued in all official EU languages

Public consultation on amendments to the supervisory fees framework

Key dates
Deadline for nominating fee debtor (for banking groups only) 30 September 2020
Deadline for providing or updating contact details of fee debtor 30 September 2020
Deadline for notification of exclusion of total assets and/or risk exposure corresponding to non-SSM subsidiaries (where applicable) 30 September 2020
Deadline for submission of fee factors (where applicable) 11 November 2020
Publication of fee factors (for all fee debtors) January 2021
Issuance of fee notices May 2021
Payment deadline June 2021

Who has to pay?

All supervised banks established in the participating Member States.

Fee debtor

How is the fee calculated?

The fee is calculated according to the bank’s importance and risk profile. In principle, bigger banks with higher risk profiles pay higher fees.

Estimate your fee

How to pay the supervisory fee

There are various ways of paying the supervisory fee. Details are given in the annual fee notice.

Fee notice and payment

What are the fee factors?

Fee factors are data about a supervised bank used to calculate the annual supervisory fee.

Fee factors

Will a change in my bank’s situation affect my annual supervisory fee?

A change in your bank’s situation, such as a change in supervisory status, withdrawal of authorisation or merger, could affect the supervisory fee.

Change in situation