Public consultations

The ECB holds public consultations to seek the views of interested EU citizens, market participants and other stakeholders on key regulations and policies on the Single Supervisory Mechanism.

Direct engagement with the public allows the ECB to benefit from the insights of interested parties and stakeholders, and helps to promote trust.

Ongoing

There are currently no open public consultations.

Completed

7/9/2018 - Public consultation on the ECB guide to internal models – risk-type-specific chapters

Consultation period: 7 September to 7 November 2018

Only comments received within this period will be considered.

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14/9/2018 - Public consultation on Part 2 of the Guide to assessments of licence applications

Consultation period: 14 September to 25 October 2018

Only comments received within this period will be considered.

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3/7/2018 - Public consultation on the draft ECB Regulation on the materiality threshold for credit obligations past due
26 November 2018

Press release

ECB Regulation on the materiality threshold for credit obligations past due

Feedback statement

Comments received

Consultation period: 3 July to 17 August 2018

More information

28/3/2018 - Public consultation on the draft ECB guide to internal models – General topics chapter
15 November 2018
Press release
 

Revised ECB guide to internal models - General topics chapter

ENGLISH

 

Feeback statement

 

Comments received

Consultation period: 28 March to 28 May 2018

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2/3/2018 - Public consultation on the draft ECB Guides to the internal capital and liquidity adequacy assessment processes (ICAAP and ILAAP)
9/11/2018

Press release

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ECB Guide to the internal capital adequacy assessment process (ICAAP)

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ECB Guide to the internal liquidity adequacy assessment process (ILAAP)

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Feedback statement

 

Comments received

 

FAQs - revised

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Consultation period: 2 March to 4 May 2018

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4/10/2017 - Public consultation on the draft addendum to the ECB Guidance to banks on non-performing loans
15/3/2018

Press release

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Addendum to the ECB Guidance to banks on non-performing loans: supervisory expectations for prudential provisioning of non-performing exposures

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Feedback statement

 

Comments received

 

FAQs - revised

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Comparison of pre- and post-consultation versions of the addendum

 

Introductory statement by Sharon Donnery

 

Questions and answers following the introductory statement

Consultation period: 4 October to 8 December 2017

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21/9/2017 - Consultation on guides concerning the assessment of licence applications and fintech credit institution licence applications
23/3/2018

Press release

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Guide to assessments of licence applications

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Guide to assessments of fintech credit institution licence applications

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Feedback statement

 

Comments received

Consultation period: 21 September to 2 November 2017

More information

27/7/2017 - Public consultation on the Guide to on-site inspections and internal models investigations
21/9/2018

Press release

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ECB guide to on-site inspections and internal models investigations

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Feedback statement

 

Comments received

Consultation period: 27 July to 15 September 2017

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2/6/2017 - Public consultation on the review of the ECB Regulation on supervisory fees

Consultation period: 2 June to 20 July 2017

Only comments received within this period will be considered.

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17/2/2017 - Public consultation on draft amendments to the ECB regulation on reporting of supervisory financial information
28/8/2017

Press release

28/8/2017

Regulation of the European Central Bank amending Regulation (EU) 2015/534 on reporting of supervisory financial information (ECB/2017/25)

28/8/2017

Regulation of the European Central Bank laying down the date of application of Regulation ECB/2017/25 (ECB/2017/26)

28/8/2017

Comments received

28/8/2017

Feedback statement

Consultation period: 17 February to 27 March 2017

More information

16/12/2016 - Consultation on the draft ECB guide on materiality assessment (EGMA)
25/9/2017
Press release
25/9/2017
ECB Guide on materiality assessment (EGMA)
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25/9/2017
Comments received
25/9/2017
Feedback statement

Consultation period: 16 December 2016 to 14 February 2017

More information

23/11/2016 - Public consultation on the draft ECB guidance on leveraged transactions
16/5/2017

Press release

16/5/2017

Guidance on leveraged transactions

16/5/2017

Comments received

16/5/2017

Feedback statement

Consultation period: 23 November 2016 to 27 January 2017

More information

14/11/2016 - Public consultation on the draft guide to fit and proper assessments
28/5/2018

ECB guide to fit and proper assessments - revised

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15/5/2017

Press release

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15/5/2017

ECB guide to fit and proper assessments - outdated

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15/5/2017

Comments received

15/5/2017

Feedback statement

Consultation period: 14 November 2016 to 20 January 2017

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3/11/2016 - Public consultation on the exercise of options and discretions by NCAs in relation to less significant institutions
13/4/2017

Press release

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13/4/2017

Guideline of the ECB of 4 April 2017 on the exercise of options and discretions available in Union law by national competent authorities in relation to less significant institutions (ECB/2017/9)

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13/4/2017

Recommendation of the ECB of 4 April 2017 on common specifications for the exercise of some options and discretions available in Union law by national competent authorities in relation to less significant institution (ECB/2017/10)

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13/4/2017

Comments received

13/4/2017

Feedback statement

Consultation period: 3 November 2016 to 5 January 2017

More information

12/9/2016 - Public consultation on the draft ECB guidance to banks on non-performing loans
20/3/2017

Press release

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20/3/2017

Guidance to banks on non-performing loans

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20/3/2017

Questions & Answers

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20/3/2017

Comments received

20/3/2017

Feedback statement

20/3/2017

Comparison of pre- and post-consultation versions of the guidance

Consultation period: 12 September to 15 November 2016

More information

18/5/2016 - Draft Addendum to the ECB Guide on options and discretions available in Union law
10/8/2016

Press release

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10/8/2016

Addendum to the ECB Guide on options and discretions available in Union law

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10/8/2016

Feedback statement

10/8/2016

Comments received

Consultation period: 18 May – 21 June 2016

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19/2/2016 - Draft ECB Guide on the approach for the recognition of institutional protection schemes for prudential purposes
12/7/2016

Press release

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12/7/2016

ECB Guide on the approach for the recognition of institutional protection schemes for prudential purposes

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12/7/2016

Feedback statement

12/7/2016

Comments received

Consultation period: 19 February – 15 April 2016

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11/11/2015 - Draft ECB Regulation on the exercise of options and discretions and draft ECB Guide on options and discretions available in Union law

The draft Regulation determines the exercise of options and discretions available in Union law and mandated to competent authorities, concerning prudential requirements for credit institutions. The exercise of those options and discretions provided for in this Regulation is directly applicable to credit institutions classified as significant.

ECB Regulation on the exercise of options and discretions in Union law

ECB Guide on options and discretions

Consultation period: 11 November 2015 - 16 December 2015.

Public hearing: 11 December 2015.

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23/10/2014 - Draft ECB Regulation on reporting of supervisory financial information

The draft Regulation lays down the requirements for reporting on supervisory financial information to be submitted to national competent authorities (NCAs) by significant and less significant supervised entities and groups, established in participating Member States, including branches established in a participating Member State by a credit institution established in a non-participating Member State.

ECB Regulation on reporting of supervisory financial information

The consultation took place between 23 October 2014 and 26 March 2015.

A public hearing was held at the ECB on 13 November 2014.

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27/5/2014 - Draft ECB Regulation on supervisory fees

The draft Regulation sets out the arrangements under which the ECB will levy and collect the annual supervisory fee for expenditure incurred in relation to its supervisory tasks. In particular, it establishes the methodology for:

  • determining the total amount of the annual supervisory fee
  • calculating the individual amount to be paid per supervised entity or group

The consultation took place between 27 May and 11 July 2014.

A public hearing was held at the ECB on 24 June 2014.

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7/2/2014 - Draft ECB SSM Framework Regulation

The SSM Regulation requires the ECB, in consultation with national competent authorities (NCAs), to adopt and make public a framework to organise the practical arrangements for the implementation of the cooperation between the ECB and the NCAs within the SSM. Accordingly, the ECB, in consultation with the NCAs, prepared a draft ECB Regulation (the ECB SSM Framework Regulation), which lays down rules and procedures governing the cooperation between the ECB and the NCAs, on both micro-prudential and macro-prudential tasks.

The consultation took place between 7 February and 7 March 2014.

A public hearing was held at the ECB on 19 February 2014.

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