Important legal information before using the whistleblowing platform

The aim of the whistleblowing platform

As part of the ECB’s breach reporting/whistleblowing mechanism, the whistleblowing platform provides a means to report suspected breaches of relevant European Union law by a supervised bank, national supervisor or the ECB itself. The ECB encourages any individual, acting in good faith and with reasonable grounds to believe that a breach of relevant EU law has occurred, to submit a report via the whistleblowing platform.

The ECB does not provide legal advice on matters reported to the ECB.

Defining relevant EU law

For the purposes of the whistleblowing platform relevant EU law comprises the rules relating to the prudential supervision of banks that the ECB applies when carrying out the supervisory tasks conferred on it by the SSM Regulation (Council Regulation (EU) No 1024/2013). These rules are:

The whistleblowing platform does not cover any matters related to supervisory tasks that are not conferred on the ECB (such as anti-money laundering and combatting the financing of terrorism, consumer protection or the supervision of payment services). If you would like to report a breach related to one of these issues, please contact the relevant authority in your Member State.

However, breaches of non-relevant EU law may reveal breaches of prudential requirements and, therefore, of relevant EU law. For example, breaches of provisions relating to anti-money laundering and/or combatting the financing of terrorism can be symptoms of unsound governance and internal control mechanisms, the structure of which is laid out in rules related to the prudential supervision of credit institutions.

Misuse of the whistleblowing platform

Misuse of the whistleblowing platform may constitute a criminal offence in one or more EU Member States. Therefore, if a report is not submitted in good faith the ECB may open criminal proceedings in a Member State to protect the reputation and rights of all parties involved.

How to report a breach of relevant EU law

Any report of a breach of relevant EU law that is made in good faith will be treated as a protected report. If you would like to report a breach, please use the secure whistleblowing platform and answer the questions in as much detail as possible.

The ECB strongly recommends submitting any relevant documents in support of your allegations. If a report contains unsubstantiated allegations the ECB may decide not to take any follow-up measures.

Although the reporting form on the whistleblowing platform is currently only available in English, you can communicate with the ECB in any official EU language. If you would like to use an official EU language other than English, please set out your allegations in that language in the free text field of the whistleblowing platform’s reporting form.

Further information is available on the topic of whistleblowing and the dedicated ECB platform – in particular about communicating with the ECB and submitting your report and related documents.

You may report a breach without revealing your identity. All reports are handled confidentially in compliance with EU data protection law. The ECB ensures that the personal data of individuals who report a suspected breach, and individuals alleged to have committed a breach, are suitably protected. See the related privacy statement for further information on the data protection standards that are applied.