Publications on Banking regulation

Euro area supervisors have identified proposals to enhance the proportionality of prudential requirements and supervisory practices for small and non-complex institutions. Rather than creating a separate prudential regime for smaller banks, the proposals build on the existing framework.

Geopolitical risks are difficult to predict and can affect banks in many ways. The ECB’s 2026 reverse stress test highlights how banks can better understand their vulnerabilities, prepare for adverse scenarios and strengthen their resilience.

ECB Banking Supervision is turning its reform agenda into concrete progress: making supervision more efficient, more effective and more risk-based, while continuing to preserve banks’ resilience.

The European Commission’s consultation on bank competitiveness is an opportunity to ensure the banking sector is fit for the future. We need to promote integration and competition while safeguarding resilience.

Interview with Frank Elderson, Member of the Executive Board of the ECB and Vice-Chair of the Supervisory Board of the ECB, conducted by Laura Noonan and Nick Comfort on 17 February 2026