ECB Youth Dialogue

We know that the decisions we take can have an impact on your day-to-day life. That’s why we want to make sure that you not only hear from us or about us, but also have the chance to talk directly to us and with us.

The ECB Youth Dialogue gives you the chance to do exactly that. We hold events around Europe – and online – that put you in direct contact with ECB policymakers so you can ask any questions you have and share your views with us.

Youth Dialogues on topics relating to central banking

Next Youth Dialogue:
Danièle Nouy and Sabine Lautenschläger, Frankfurt

Our next Youth Dialogue will take place at the Frankfurt School of Finance and Management on 12 November. Students and alumni from the school will have the chance to talk to the heads of European banking supervision about their work to keep banks safe and Europe’s financial sector strong and stable, in the interests of all of us.

As their terms of office draw to a close, Supervisory Board Chair Danièle Nouy and Vice-Chair Sabine Lautenschläger will look back on what has been achieved since European banking supervision was established four years ago and share their experiences of what it was like doing something that had never been done before.

Past events

Youth Dialogue with Danièle Nouy, Madrid/Spain, May 2018

Danièle Nouy, Chair of the Supervisory Board, met with a group of young professionals working in the financial industry in Madrid. They had many questions for her, not only about European banking and financial stability, but also about ethics in finance, digitalisation and other more personal topics, such as what motivates her to do the work she does.

The event, which was held in partnership with Banco de España, was a great opportunity for younger professionals to share their thoughts and experiences with a senior policymaker and to learn from each other’s perspectives.

Here’s a taster of the discussion!

...on ethics

Banks’ reputations suffered with the crisis. How do we regain people’s trust?

Ethics are crucial. Banks need to take a longer-term view and act ethically. You can help to make banking safer and better.

...on digitalisation

We are working hard to adapt to the new environment we’re in. Are regulators doing the same?

Yes, we are working as hard as you to adapt. I have been doing supervision for 40 years, but I’m learning something new every day. That’s the beauty of the job. It’s very intellectually stimulating to do this job!

...on fintech

In my opinion, one of the biggest threats to European banking is the entrance of new players. What’s your view on fintech?

I think innovation is the name of the game. There will always be customers that will pay for traditional banking services, while others, like my granddaughter, do everything by phone. There is room for all kinds of bank. But fintechs offering banking services will be supervised as banks.

...on mergers

Do you think there should be more mergers and acquisitions in Europe?

We need fewer banks, but there are different ways of fixing the issue. Banks can be wound down or they can merge. But mergers need to be strategic and result in sustainable banks. Two ducks don’t make a swan – especially two sick ducks!

...Danièle Nouy on meeting the young professionals

I really enjoyed meeting these young people – they had very good questions on many topics. They were not shy!

...the young professionals on meeting Danièle Nouy

She was really clear and I think it was really enriching and a really positive experience. It was casual, natural, I felt really comfortable. – Marcela Nario

I think this is a wonderful way to exchange views with young people working in banks. – Federico Power Esteban

Photos from the event

Find out more

Do you want to know more about the topics of this ECB Youth Dialogue? Take a look at the following pages!

European banking
Financial stability Cyber resilience