Publication of supervisory data

The dataset includes information on banks directly supervised by ECB Banking Supervision that are designated as significant institutions (SIs) as well as on less significant institutions (LSIs) supervised by the national competent authorities (NCAs), under the oversight of European Central Bank (ECB).

The sample of institutions considered for each reporting period includes banks that are reporting COREP (capital adequacy information) and FINREP (financial information) at that point in time. For each bank in the sample, reporting is always considered at the highest level of consolidation within the Single Supervisory Mechanism (SSM).

As of the end of 2015, COREP and FINREP data are available for all institutions at the highest level of consolidation within the SSM. This includes those that prepare their consolidated accounts under national accounting standards (nGAAP) as well as those that report only at the individual level. As a result, the sample of banks used for each reference period currently covers all institutions within the SSM – it is also relatively stable. Nevertheless, changes in the sample can occur over time after amendments to the list of SIs and LSIs, which are made after ECB assessments, as well as after mergers and acquisitions.

Up to the end of the reference period Q4 2019, the tables showing information on the liquidity coverage ratio were derived by aggregating data from stand-alone entities and from banking groups where the ultimate EU parent is within the SSM. As of the reference period Q1 2020, the SIs liquidity sample matches the SIs full sample.

The tables present different aggregates that offer insights into developments over time, country breakdowns and different classifications.

All presented data match the submissions provided to the ECB at the cut-off date specified in the table above. As banks may resubmit data for previous quarters, figures shown may differ from previous publications. Moreover, banks may submit unaudited end-of-financial-year figures (i.e. figures that have not received an external auditor’s opinion). However, in accordance with Article 3, paragraph 4 of Commission Implementing Regulation (EU) No 680/2014, banks are required to resubmit audited figures wherever these deviate from the submitted unaudited figures.

The Pillar 3 information comprises key solvency, leverage, liquidity coverage and (as of year-end 2021) net stable funding ratios for all significant institutions and one or more selected disclosure templates from Part Eight of the Capital Requirements Regulation (Regulation (EU) No 575/2013). For the end-2017 reference date the ECB published the overview of risk-weighted assets disclosure template (EU OV1), while for the end-2018 reference date the ECB published the liquidity coverage ratio disclosure template (EU LIQ1). For the end-2019 reference date, the ECB published Template A on encumbered and unencumbered assets and Template B on collateral received pursuant to Commission Delegated Regulation (EU) 2017/2295. For the end-2020 reference date, the ECB published Templates 1, 2 and 3 of the disclosure templates covering information on exposures subject to legislative and non-legislative moratoria and on newly originated exposures subject to public guarantee schemes pursuant to the European Banking Authority guidelines on the reporting and disclosure of exposures subject to measures applied in response to the coronavirus (COVID-19) crisis (EBA/GL/2020/07). The ratios and the data in the table are neither endorsed nor approved by the ECB and are subject to review when they differ from the ratios submitted by significant institutions as part of their regulatory reporting.

In addition to presenting the statistics by reference period and by country, the significant institutions have been classified according to the following:

• business model
• activities (geographical diversification)
• scale of operations (size)
• risk (overall risk and vulnerabilities based on the Supervisory Review and Evaluation Process (SREP) scores)

More information

• Methodological note of Supervisory Banking Statistics for significant institutions (SIs)
• Methodological note of Supervisory Banking Statistics for less significant institutions (LSIs)
• Definitions of the ITS data points in Supervisory Banking Statistics
• Explanatory note on aggregated data quality tables

The statistics are based on information collected pursuant to the Implementing Technical Standards (ITS) on Supervisory Reporting laid down by European Commission Implementing Regulation (EU) No 680/2014 and the ECB Regulation on reporting of supervisory financial information (ECB/2015/13).

Confidentiality is ensured in accordance with professional secrecy obligations established under Article 27(1) of Regulation (EU) No 1024/2013, Article 37 of the Statute of the ESCB and of the ECB, and Article 53(1) of Directive 2013/36/EU.

Reports and documentations referring to the previous releases of Supervisory Banking Statistics can be accessed from the table below.