Public consultation on the draft addendum to the ECB Guidance to banks on non-performing loans

This consultation gives interested parties the opportunity to comment on a draft addendum to the ECB Guidance on non-performing loans (NPL Guidance).

Deadline for submitting comments: midnight CET on 8 December 2017.

Only comments received before this deadline will be considered.

Draft addendum to the ECB Guidance to banks on non-performing loans

The draft addendum supplements and reinforces the NPL Guidance published on 20 March 2017 with regard to timely provisioning and write-off practices.

Submitting comments

Submit your comments by midnight CET on 8 December 2017 using this template:

Public consultation template

Please provide relevant examples or data where appropriate.


Submitting comments by email:

Send your comments to: SSMPublicConsultation@ecb.europa.eu

Please put “Public consultation on the draft addendum to the ECB Guidance to banks on non-performing loans” in the subject line.


Submitting comments by post:

Send your comments to the following address:

European Central Bank
Secretariat to the Supervisory Board
“Public consultation on the draft addendum to the ECB Guidance to banks on non-performing loans”
60640 Frankfurt am Main
Germany

Publication of comments

After the consultation period closes, all comments will be published on this web page along with a feedback statement. For details on how your personal data and contribution will be handled, please see the privacy statement:

Privacy statement

Public hearing (on-site hearing)

The ECB will hold a public hearing at its premises in Frankfurt am Main, Sonnemannstrasse 20, on 30 November 2017, from 12:00 to 14:00 CET.

The hearing will be streamed live via this website, where it will also be available afterwards.

Danièle Nouy, Chair of the Supervisory Board of the ECB, and Sharon Donnery, Deputy Governor of the Central Bank of Ireland and Chair of the ECB Task Force on non-performing loans will hold the hearing.

How to participate (registration period extended)

Please register your interest in participating in the hearing by 24 November 2017 using this form.

For space reasons, attendance will be limited to a maximum of five persons per institution or company, subject to availability.

The deadline for registration is 24 November 2017.

If it is possible to accommodate your request, you will receive an email confirming your registration.

On the day of the hearing, access will only be granted to participants who present their registration confirmation email and a valid identification document, such as a passport or ID card (a driver’s licence will not be accepted).

Webcast Documents
15/3/2018

Press release

 

Addendum to the ECB Guidance to banks on non-performing loans: supervisory expectations for prudential provisioning of non-performing exposures

 

Feedback statement

 

Comments received

 

FAQs - revised

 

Comparison of pre- and post-consultation versions of the addendum

 

Introductory statement by Sharon Donnery

 

Questions and answers following the introductory statement

4/10/2017
Press release
 
Addendum to the ECB Guidance to banks on non-performing loans - draft
 
FAQ

Public hearing on 30 November 2017

6/12/2017
Transcript

Media briefing on 4 October 2017

13/10/2017
Transcript

Reference documents

20/3/2017
Guidance to banks on non-performing loans
16/04/2014

SSM Framework Regulation

15/10/2013

SSM Regulation

26/06/2013

Capital Requirements Regulation (CRR)

26/06/2013

Capital Requirements Directive (CRD IV)