Public consultation on the draft ECB Guides to the internal capital and liquidity adequacy assessment processes (ICAAP and ILAAP)

This consultation gives interested parties the opportunity to comment on the draft ECB Guides to the internal capital and liquidity adequacy assessment processes (ICAAP and ILAAP).

Deadline for submitting comments: midnight CET on 4 May 2018.

Only comments received before this deadline will be considered.

ECB Guides to the internal capital and liquidity adequacy assessment processes (ICAAP and ILAAP)

The European Central Bank (ECB) is looking for comments on the draft principles underlying its expectations for banks’ internal capital adequacy assessment processes (ICAAPs) and internal liquidity adequacy assessment processes (ILAAPs).

Adequate levels of capital and liquidity are essential for the resilience of individual banks. Banks are expected to assess the risks they face and, in a forward-looking manner, ensure that all material risks are identified, effectively managed and covered by adequate capital and liquidity levels at all times. Banks submit ICAAP and ILAAP information packages to their Joint Supervisory Teams (JSTs) on a yearly basis. The JSTs take those packages into account in their annual assessments of ICAAPs and ILAAPs, conducted as part of the Supervisory Review and Evaluation Process (SREP).

Submitting comments

Submit your comments by midnight CET on 4 May 2018 using these templates:

Please provide relevant examples or data where appropriate.

Only comments provided using the above templates will be published after the close of this public consultation.


Submitting comments using the above templates by email:

Send your comments to: SSMPublicConsultation@ecb.europa.eu

Please put “Public consultation - ICAAP / ILAAP” in the subject line.


Submitting comments using the above templates by post:

Send your comments to the following address:

European Central Bank
Secretariat to the Supervisory Board
“Public consultation - ICAAP / ILAAP”
60640 Frankfurt am Main
Germany

Publication of comments

After the consultation period closes, all comments submitted using the templates will be published on this web page along with a feedback statement. For details on how your personal data and contribution will be handled, please see this privacy statement:

Privacy statement

Public hearing

The ECB will hold a public hearing in the form of a telephone conference on 24 April 2018 from 14:30 to 16:30 CET.

The event will comprise opening remarks followed by a question and answer session in English for registered participants. Any accompanying documentation will be made available shortly before the hearing under the “Documents” tab below.

How to participate

Please register your interest in participating in the hearing by 17 April 2018 using this form.

Registered participants should dial in using the number received via email.

Please dial in at least five minutes before the beginning of the conference call.

Documents