List of explainers

21 July 2025

Why do banks need capital?

6 December 2024

What are periodic penalty payments?

2 August 2024

What are less significant institutions?

25 June 2024

What are climate disclosures?

3 November 2021

What are internal models?

10 September 2021

Why should banks care about climate change?

15 July 2021

How are people’s needs changing traditional banks?

14 January 2021

What are non-performing loans?

21 December 2020

What are provisions and non-performing loan (NPL) coverage?

21 August 2020

The ECB Explains: the banking union

21 August 2020

The ECB Explains: European banking supervision

13 November 2019

How does the ECB supervise banks that use fintech?

10 July 2019

What is AnaCredit?

5 April 2019

What is the ECB’s role in bank mergers and acquisitions?

22 March 2019

What is fit and proper supervision?

12 December 2018

What are supervisory colleges?

26 October 2018

Whistleblowers act in the greater good

17 July 2018

How is the Supervisory Board Chair chosen?

2 May 2018

What is a precautionary recapitalisation and how does it work?

7 February 2018

Why is it important for banks to reduce bad loans?

13 November 2017

What is the SREP?

14 June 2017

What does it mean when a bank is failing or likely to fail?

18 March 2016

What is a qualifying holding?

19 May 2015

Supervisory statistics