Our website uses cookies

We are always working to improve this website for our users. To do this, we use the anonymous data provided by cookies.
Learn more about how we use cookies

I understand and I accept the use of cookies I do not accept the use of cookies

Thank you!

Thank you!

We have updated our privacy policy

We are always working to improve this website for our users. To do this, we use the anonymous data provided by cookies.
See what has changed in our privacy policy

I understand and I accept the use of cookies I do not accept the use of cookies

Your cookie preference has expired

We are always working to improve this website for our users. To do this, we use the anonymous data provided by cookies.
Learn more about how we use cookies

I understand and I accept the use of cookies I do not accept the use of cookies
This feature requires cookies.
Privacy statement
European Central Bank
English
SSM logo
Menu
  • Follow us
  • About
    • Single Supervisory Mechanism
    • Banking union
    • European System of Financial Supervision
    • Mission statement
      • Mission statement
      • The strategic intents
      • Risk Appetite Statement
      • Organisational principles
    • ECB Youth Dialogue
    • Supervision. Explained.
    • Milestones
    • Consumer protection
    • FAQs
    • Single Supervisory Mechanism
    • Banking union
    • European System of Financial Supervision
    • Mission statement
    • ECB Youth Dialogue
    • Supervision. Explained.
    • Milestones
    • Consumer protection
    • FAQs
    About

    Find out about the new system of European banking supervision and get an overview of its main aims and features.

    More

  • Supervisory practices
    • Supervisory review (SREP)
      • SREP 2019
      • SREP 2018
      • SREP 2017
      • SREP 2016
      • SREP 2015
    • Priorities and risks
      • Asset quality
      • Non-performing loans
      • Priorities
      • Risk assessment
    • List of supervised banks
      • Criteria for determining significance
    • Relocating to the euro area
    • Supervisory sanctions
    • Supervisory data
    • Tasks
      • Supervisory measures
      • Enforcement
      • Sanctions
      • Authorisations
      • Internal models
        • Internal model investigations
        • Ongoing model monitoring
        • Targeted review of internal models
      • Comprehensive assessment
      • Stress tests
      • Recovery plans
      • Anti-money laundering
    • Approach
      • Supervisory cycle
      • Joint Supervisory Teams
      • Crisis management
      • Supervisory disclosure
      • Reporting taxonomy
      • Supervisory data quality checks
    • ECB oversight of LSIs
      • Information related to LSIs
      • The SREP for LSIs
    • Banking supervision portal
    • Supervisory review (SREP)
    • Priorities and risks
    • List of supervised banks
    • Relocating to the euro area
    • Supervisory sanctions
    • Supervisory data
    • Tasks
    • Approach
    • ECB oversight of LSIs
    • Banking supervision portal
    Banking Supervision
    Supervisory Practices

    Discover how banking supervision works, which banks are supervised and what supervisory measures the ECB can take.

    More

  • Organisation & Governance
    • Who is who
      • Supervisory Board
      • Administrative Board of Review
      • Mediation panel
      • Organigram
    • Decision-making
    • Accountability
      • Diaries
    • National supervisors
    • Supervisory fees
      • Fee debtor
      • Total annual fees
      • Fee factors
      • Estimate your fee
      • Fee notice & payment
      • Change in situation
      • Legal basis
      • FAQs
      • Data protection
    • Access to documents
    • Who is who
    • Decision-making
    • Accountability
    • National supervisors
    • Supervisory fees
    • Access to documents
    SSM
    Organisation & Governance

    Read about the channels of accountability, decision-making and the ECB’s new organisational structure.

    More

  • Legal & Policy Framework
    • EU banking law
      • Compliance with EBA guidelines and recommendations
    • ECB legal framework
    • Supervisory policy documents
    • Public consultations
    • EU banking law
    • ECB legal framework
    • Supervisory policy documents
    • Public consultations
    SSM
    Legal & Policy Framework

    Access legal and policy documents setting out the ECB’s supervisory powers and obligations for banks.

    More

  • Media & Publications
    • Press releases
    • Publications
      • Annual Report
      • Letters to Members of Parliament
      • Newsletter articles
    • Speeches
      • By speaker
        • Chair
        • Vice-Chair
        • Board members
    • Interviews
    • Supervision Newsletter
      • Past issues
    • The Supervision Blog
    • Letters to banks
    • TV services and webcasts
      • Webcasts
      • Hearings at the European Parliament
      • Downlink parameters
      • Footage for TV stations
    • Conferences & seminars
    • Media contacts
    • Press releases
    • Publications
    • Speeches
    • Interviews
    • Supervision Newsletter
    • The Supervision Blog
    • Letters to banks
    • TV services and webcasts
    • Conferences & seminars
    • Media contacts
    SSM
    Media & Publications

    Browse the press releases, speeches, interviews, reports and publications related to banking supervision and filter them by date, speaker or activity.

    More

  • Careers
    • Vacancies
    • Who we are
      • About the ECB
      • Meet our people
      • Life in Frankfurt
    • Why we value diversity
      • Women@ECB
      • Diversity networks
    • What we offer
      • Benefits & rewards
      • Contract types
        • Fixed-term
        • Short-term
        • ESCB/IO
        • Other
      • Traineeship
      • Graduate programme
    • How you can join us
      • How to apply
      • How we hire
      • You have been selected, what next?
        • Fixed-term employee
        • Short-term employee
        • Trainee
        • Cost-free secondee
    • FAQs
    • Vacancies
    • Who we are
    • Why we value diversity
    • What we offer
    • How you can join us
    • FAQs
    Careers

    Discover more about working in banking supervision at the ECB and apply for vacancies.

    More

Navigation Path: Home›Legal & Policy Framework›Public consultations›Public consultation on the draft ECB guidance to banks on non-performing loans: Comments received

Legal & Policy Framework

  • EU banking law
    • Compliance with EBA guidelines and recommendations
  • ECB legal framework
  • Supervisory policy documents
  • Public consultations

Public consultation on the draft guide to fit and proper assessments

Comments received

In total 22 submissions were received.

  • Comment 1: Bank of Cyprus
  • Comment 2: Deutscher Sparkassen- und Giroverband
  • Comment 3: Deutscher Städtetag
  • Comment 4: Banking Standards Board
  • Comment 5: Office de Coordination Bancaire et Financière
  • Comment 6: CFA Society Germany
  • Comment 7: OP Financial Group
  • Comment 8: Associazione Bancaria Italiana
  • Comment 9: European Banking Federation
  • Comment 10: Swedbank Latvia
  • Comment 11: Deutscher Städte- und Gemeindebund
  • Comment 12: Deutscher Landkreistag
  • Comment 13: Fédération Bancaire Française
  • Comment 14: De Brauw Blackstone Westbroek
  • Comment 15: European Association of Public Banks
  • Comment 16: European Association of Co-operative Banks
  • Comment 17: European Savings and Retail Banking Group
  • Comment 18: Eurofinas/Leaseurope
  • Comment 19: Die Deutsche Kreditwirtschaft
  • Comment 20: Austrian Federal Economic Chamber
  • Comment 21: Deutsche Börse
  • Comment 22: Law firm TARK

Find out more

  • Public consultation on the draft guide to fit and proper assessments
See our latest newsletter
  • Twitter
  • facebook
  • linkedin
  • Whatsapp
  • email
Site directory
  • Follow us

Copyright 2021, European Central Bank

Useful links
  • Work with us
  • Glossary
  • Abbreviations & Acronyms
Using our site
  • Disclaimer & Copyright
  • Privacy statement
  • Language policy
Corporate Policies
  • Data protection
Contact
  • Contacts
  • Address
  • Working hours