Macroprudential policy and financial stability glossary

domestic systemically important bank

A measure of the amount of debt service payments relative to total disposable income. It is frequently used to assess the financial obligations of mortgage-indebted households and their ability to repay debt, and is useful for evaluating their vulnerability to changes in interest rates in countries with a high share of variable rate mortgages.

Directive 2014/49/EU of the European Parliament and of the Council on deposit guarantee schemes introducing a harmonisation and simplification of rules and criteria applicable to deposit guarantees.

deposit facility rate

Directorate General for Economic and Financial Affairs, European Commission

deposit guarantee scheme

See Deposit Guarantee Schemes (DGS) Directive

debt service ratio

debt service-to-income

debt-to-income